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Payment statements available on website?

bobbyoc23

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I'm applying for a mortgage refinance and the bank needs a copy of my latest Wyndham statement. I was hoping I could find this on the owner website. Does anyone know if this is accessible on the website, or do I have to contact Wyndham for a copy? I can't seem to find it on the website.

Thanks for any information you may have.
 

Richelle

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There was never a way to get the pay off statement online. You'd have to call Wyndham. Call the main number and choose option 2. Follow the prompts from there.
 

bobbyoc23

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Great, thank you, I will do that.
 

bobbyoc23

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I called and they will email my statements within 24-48 hours. This got me thinking though - why not allow owners to access their statements on the website? Is there a downside to this that I'm not considering?
 

dgalati

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I called and they will email my statements within 24-48 hours. This got me thinking though - why not allow owners to access their statements on the website? Is there a downside to this that I'm not considering?
No downside to allowing owners access to online balances. All my banking is done from mobile platforms and bank to bank transfers are at your finger tips. Very few companies that do not offer this online access. Online banking is replacing the conventional walk in lobbies banking industry.
 

BillyBob444

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No downside to allowing owners access to online balances. All my banking is done from mobile platforms and bank to bank transfers are at your finger tips. Very few companies that do not offer this online access. Online banking is replacing the conventional walk in lobbies banking industry.
Unfortunately. Online is way easier to hack
 

Richelle

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No downside to allowing owners access to online balances. All my banking is done from mobile platforms and bank to bank transfers are at your finger tips. Very few companies that do not offer this online access. Online banking is replacing the conventional walk in lobbies banking industry.

Keyword is "bank" Wyndham is not a bank, so they are not going to be set up like one. Once, I had a loan when we put a roof on our house, and it was through a company that did home improvement loans. That was their primary purpose. They had no way of making an online payment or looking at loan balances online. The only way I could see my pay off balance is in the paper bill they sent or through the automated phone system. They didn't do eStatements. From what I understand, it's still that way.
 

dgalati

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Keyword is "bank" Wyndham is not a bank, so they are not going to be set up like one. Once, I had a loan when we put a roof on our house, and it was through a company that did home improvement loans. That was their primary purpose. They had no way of making an online payment or looking at loan balances online. The only way I could see my pay off balance is in the paper bill they sent or through the automated phone system. They didn't do eStatements. From what I understand, it's still that way.
I know of no lenders without online access. Its unheard of in todays world. Wyndham offers Maintenance fee statements that are accessed online why not a loan balance or loan statements. No eStatements with only paper statements that are mailed is not the norm today.
 

HitchHiker71

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What's to gain from hacking into a timeshare owners account with a loan over a owners online account without a loan?

Access to PI and/or financial/banking identity data - same reason every other site gets hacked these days. If Wyndham supports "online banking and payments" then they would be storing your banking credentials - not just Wyndham credentials - your actual payment information from your primary banking institution for example - account numbers, etc. There is risk involved. Not saying they shouldn't do so - just outlining the risks involved. :)

Due to the risks involved, this is something they would most likely outsource to a third party provider - since doing so also outsources the risks involved at least to some extent. This is what my company does for taking credit card payments online - we use a third party service tied into our website to facilitate the credit card transaction and the money transfer. There are many services that offer this type of capability for reasonable terms.
 

dgalati

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Access to PI and/or financial/banking identity data - same reason every other site gets hacked these days. If Wyndham supports "online banking and payments" then they would be storing your banking credentials - not just Wyndham credentials - your actual payment information from your primary banking institution for example - account numbers, etc. There is risk involved. Not saying they shouldn't do so - just outlining the risks involved. :)

Due to the risks involved, this is something they would most likely outsource to a third party provider - since doing so also outsources the risks involved at least to some extent. This is what my company does for taking credit card payments online - we use a third party service tied into our website to facilitate the credit card transaction and the money transfer. There are many services that offer this type of capability for reasonable terms.
Getting out of bed in the morning is a risk. LOL With the way they handled updates to the web site and new roll outs it maybe better they don't offer it.:crash:
 

HitchHiker71

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Getting out of bed in the morning is a risk. LOL With the way they handled updates to the web site and new roll outs it maybe better they don't offer it.:crash:

Wait...so I'm not the only middle aged guy who somehow hurts himself while sleeping???? :cool::giggle::giggle::giggle:
 

Richelle

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I know of no lenders without online access. Its unheard of in todays world. Wyndham offers Maintenance fee statements that are accessed online why not a loan balance or loan statements. No eStatements with only paper statements that are mailed is not the norm today.

Enerbank has no online banking. You can apply for a loan or view loan documents online, but no way to get statements or make a payment online.
 

Richelle

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Wait...so I'm not the only middle aged guy who somehow hurts himself while sleeping???? :cool::giggle::giggle::giggle:
I sometimes wake up feeling like I just completed a WWE match that I lost.
 
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