Typically 20,000credit accounts resell loaded with 2 years of credits - total 40K credits sell for around $7,000.
Going market price for 20K one time use credits. $1400. However new accounts have 1 year of use credits. This bonus just brings your account to a fully loaded status for first year so basically this is 0 additional value to resell above.
2 RCI last minute getaways $600
Total value, $7600
$36,200 developer cost - $7,600 open market costs. You have just saved a boat load.
Yes you loose access to South Pacific... Unless you got tons of money getting their annually would be cost prohibitive anyway.
Yes you loose some perks. Like club pass... Not that big of a deal if you really want access to Wyndham resorts just buy a low MF one off eBay for $1.00 - $200... About 250K Wyndham Points gets you a redweek 2 bedroom almost any resort for a week.
Club pass can’t currently be booked online either you must call a vacation rep to check availability, basically you get access to scraps Wyndham owners don’t book.
RCI Included and ability to do nightly RCI stays, ability to use credits for other travel stuff are only possible only by joining Travelshare. Most owners don’t see Travelshare as a benefit but an expensive curse. If you want RCI just pay for it a lot cheaper and the other benefits of Travelshare are basically worthless except free resort internet, but again for just a few bucks you can get this on any stay.
If you want to trade your WM for other locations I would recommend II verse RCI for the quality of resorts you can get. I posted a video awhile back if you look at my history showing what the generic WM Float could pull in II for trades.