Need help affiliate vs HGVC

[DDawson]

I've owned at The Bay Club for many years. In the past 15 plus years we have returned to TBC all but 3 years. Once we rented it out and have exchanged it twice through RCI. I've wondered about joining HGVC, but for some reason or another have always decided against it. Probably because we usually return to TBC and I figured there was no reason to pay a yearly fee to HGVC in addition to my maintenance fees. The fee to transfer it over is not the issue, but the yearly fee that bothers me.

I find myself in a situation this year and I'm not sure what to do. We can't use our time and so I either need to join RCI for a year and deposit my week, or transfer over to HGVC and bank the points (or what ever they call it). Any thoughts?

 

[Jason245]

I've owned at The Bay Club for many years. In the past 15 plus years we have returned to TBC all but 3 years. Once we rented it out and have exchanged it twice through RCI. I've wondered about joining HGVC, but for some reason or another have always decided against it. Probably because we usually return to TBC and I figured there was no reason to pay a yearly fee to HGVC in addition to my maintenance fees. The fee to transfer it over is not the issue, but the yearly fee that bothers me.

I find myself in a situation this year and I'm not sure what to do. We can't use our time and so I either need to join RCI for a year and deposit my week, or transfer over to HGVC and bank the points (or what ever they call it). Any thoughts?

Other option is to deposit your week in SFX, or rent your week.

That being said, it is Nov 20, so if you are banking into a program it is a little late if you are talking about 2015.... Given the costs of joining HGVC and rescuing points (~$500 combined + $140 membership fee) or RCI fee (no idea, but $209 for the reservation + dues), your least expensive option is to probably try to rent it out. Even if you rent it for $300 bucks less than your MF, you are still better off cash wise than the other options.

 

[presley]

Unless you plan to use HGVC often, there is no reason for you to convert to membership there. If you are saying you can't use your 2015 time, you are likely too late to covert and bank. If it is your 2016 use, then you have plenty of time to do all of that, if you think you'll use HGVC more often than just the one time to save points.

If you are not a current member of RCI and don't want to join, there are plenty of smaller exchange companies that will take your week. SFX mentioned above is only one. It will give you a couple years to use your trade.

 

[tompalm]

If you think about long term that you might want to visit other islands like Oahu, and Maui (HGVC is building a resort on Maui right now), it is worth joining HGVC and trading into other resorts. Also, the Hilton resorts are a lot nicer than RCI and the program is a lot better. Additionally, RCI fees are higher and not the value that Hilton offers. Another factor is how many points you would have when you join HGVC. The more points the better.

For the short term, I agree with renting it out.

 

[Helios]

Is it possible for KL units to not join HGVC? Just curious...

 

[frank808]

Nope. They were developed and sales are under hgvc. Buy onenof those units and it is mandatory to be part of hgvc and to pay the annual club dues.

 

[Tamaradarann]

HGVC and Timesharing Long Term

If you think about long term that you might want to visit other islands like Oahu, and Maui (HGVC is building a resort on Maui right now), it is worth joining HGVC and trading into other resorts. Also, the Hilton resorts are a lot nicer than RCI and the program is a lot better. Additionally, RCI fees are higher and not the value that Hilton offers. Another factor is how many points you would have when you join HGVC. The more points the better.

For the short term, I agree with renting it out.

I believe that one of the main advantages of timesharing is the ability to go to high quality resorts at other places instead of where you own. While owning one week on Big Island is great, the initial cost and maintenance fees are significant and spending that amount to go back to the same place every year is not utilizing the value of timesharing to the greatest extent possible. I believe that the flexibility of the HGVC allows you to maximize the utility of what you own, and, therefore, I purchased 6 HGVC timeshares to give me the vacation experience that I want at a reasonable and perhaps the lowest cost price.

If However, as I have stated before, Hilton changes the system or sells the HGVC to another company that changes the system to curtail the flexibility of the HGVC system, I will have 6 timeshares on the market to sell. I believe that the primary advantage of the HGVC is the flexibility of the existing point system.

 

[tompalm]

I believe that one of the main advantages of timesharing is the ability to go to high quality resorts at other places instead of where you own. While owning one week on Big Island is great, the initial cost and maintenance fees are significant and spending that amount to go back to the same place every year is not utilizing the value of timesharing to the greatest extent possible. I believe that the flexibility of the HGVC allows you to maximize the utility of what you own, and, therefore, I purchased 6 HGVC timeshares to give me the vacation experience that I want at a reasonable and perhaps the lowest cost price.

If However, as I have stated before, Hilton changes the system or sells the HGVC to another company that changes the system to curtail the flexibility of the HGVC system, I will have 6 timeshares on the market to sell. I believe that the primary advantage of the HGVC is the flexibility of the existing point system.

Well said. I love the flexibility of the HGVC points system and going different places.

 

[Helios]

Well said. I love the flexibility of the HGVC points system and going different places.

Agree, that's why I am joining HGVC.