Marriott Points vs 1% Cash Back

[Former Cruiser]

Has anyone ever calculated which is best between using your Marriott charge card vs a card that has 1% cash back for purchases other than Marriott hotel stays?

 

[LAX Mom]

It really depends on what you do with the points and how valuable they are to you. Marriott sells points (50,000 per year) for $ .0125, so that's what I use to determine value. If I want to stay at a Marriott I compare the cash price to points at the .0125 price. If it's cheaper using $$ I'll save my points for another trip.

Of course, this will change with the new point structure Marriott announced for Jan. 15, 2009. I might use my AmEX card more now.

 

[cp73]

Dont forget about the AE trueearnings card through Costco...you get

• 3% on Gasoline
• 3% on eating out
• 2% on traveling
• 1% on everything else

I decided to stop using my Marriott card except for Marriott purchases. Also there is no charge for the AE true earnings card.