• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 26 years!

    Join tens of thousands of other owners just like you here to get any and all Timeshare questions answered!
  • TUG is starting a new contest that will award $50 to the best review submitted for the month!

    Read more here
  • TUG has now saved timeshare owners more than $14,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $14 Million dollars
  • Please check out the review contest thread here vote for the best review and cast your vote for the best review for Feb 2020! winner gets a $50 gift card!
  • We have compiled all the individual CV threads into a single reference thread here for easy access as they are spread out all over the forum: Coronavirus Info
  • Follow the TUG Member Banner as it travels the world on vacation with Timeshare owners! Also sign up to get the banner sent to you so you can submit a photo of your vacation with the banner to share with TUG! Banner Thread
  • Sign up to get the TUG Newsletter for free! Join tens of thousands of other owners who get this every week! Latest resort reviews and the most important topics discussed by owners during the week!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    Read more Here
  • A few of the most common links here on the forums for newbies and guests!

Maintenance fees


Mar 25, 2020
Reaction score
Resorts Owned
Kings land
I want to start by saying I realize I was late to pay my fees but due to lung cancer I have not been able to work. Now that I am released to go back to work I have been shut down due to the virus. I contacted HGV but they seemed less than helpful I asked to see if they would buy back and I was told it would cost me $6000 to pay down my loan as my timeshare which I paid over $30000 for is now worth $5900. I had to take a hardship withdrawal to get the money to pay and now they want to fine me $455.00 and the letter sent to me said they would send me to collections if not paid within 30 days. Some company when half the world is unable to work we cannot use the timeshare but the heartless company wants to send you to collections. By the way I attempted to call recording said I was next in line after 55 minutes call was disconnected.


Tug Review Crew: Rookie
TUG Member
Jul 4, 2007
Reaction score
North Florida
Resorts Owned
HGVC x2 and Gatlinburg Town Square
IMHO, it's time to play a little hardball with these peep.
Don't pay another dime. That's throwing good $$ after bad.

Tell 'em: "Foreclose or take back a deed... Their choice." If they threaten you with a judgment, say, "You'll find that I'm judgment-proof" (no assets not already exempt from creditor-claims), "and I can stop harassment with a Bankruptcy." That will likely put you on a more even playing field.

Note: This is not to be construed as legal advice. Merely the musing of an armchair quarterback. As always, you should consult a lawyer in the field of debtor-creditor relations.