• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 30 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered 24 hours a day!
  • TUG started 30 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Read about our 30th anniversary: Happy 30th Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Free memberships for every 50 subscribers!

    Visit TUG on Youtube!
  • TUG has now saved timeshare owners more than $21,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $21 Million dollars
  • Sign up to get the TUG Newsletter for free!

    60,000+ subscribing owners! A weekly recap of the best Timeshare resort reviews and the most popular topics discussed by owners!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    All T-shirt options here!
  • A few of the most common links here on the forums for newbies and guests!

Maintenance fees


Mar 25, 2020
Reaction score
Resorts Owned
Kings land
I want to start by saying I realize I was late to pay my fees but due to lung cancer I have not been able to work. Now that I am released to go back to work I have been shut down due to the virus. I contacted HGV but they seemed less than helpful I asked to see if they would buy back and I was told it would cost me $6000 to pay down my loan as my timeshare which I paid over $30000 for is now worth $5900. I had to take a hardship withdrawal to get the money to pay and now they want to fine me $455.00 and the letter sent to me said they would send me to collections if not paid within 30 days. Some company when half the world is unable to work we cannot use the timeshare but the heartless company wants to send you to collections. By the way I attempted to call recording said I was next in line after 55 minutes call was disconnected.


TUG Review Crew: Veteran
TUG Member
Jul 4, 2007
Reaction score
Resorts Owned
IMHO, it's time to play a little hardball with these peep.
Don't pay another dime. That's throwing good $$ after bad.

Tell 'em: "Foreclose or take back a deed... Their choice." If they threaten you with a judgment, say, "You'll find that I'm judgment-proof" (no assets not already exempt from creditor-claims), "and I can stop harassment with a Bankruptcy." That will likely put you on a more even playing field.

Note: This is not to be construed as legal advice. Merely the musing of an armchair quarterback. As always, you should consult a lawyer in the field of debtor-creditor relations.