I have used almost all of mine every year. I have always booked well beyond the 60 day window (always on line searching almost every morning EARLY.) But...all of them are off season so to speak. I just got back from a week at Disney BWV 1/bed (great weather, cheap airfare, no crowds); going to Boston in March, Sedona, AZ 2/bed in May; Grand Timber Lodge 2bed/2bath in Breckenridge in August. My first one was used for Greensprings Plantation 2bed/2bath in May. All are for really nice places just not during high season, which I prefer anyway. The 1 bed were$279, the 2 bed $329. I love the ACs from II! I have traded with a Hawaii October week and always get an AC. The last trade I deposited my Hawaii week and then used my AC to book back into my home resort. I still have my deposited week to use during the next 2 years. I'll look for another Hawaii week next year and then book my floating home week to hook up and get two weeks for my MFcost ($865) and the AC ($329) in really nice 2 bed/2bath units. Only drawback is they are only good up to 12 months from your deposit so you have to watch your timing. I have had to let one go unused since I ran out of time!!!
Julie