• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 30 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered 24 hours a day!
  • TUG started 31 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Read about our 31st anniversary: Happy 31st Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Free memberships for every 50 subscribers!

    Visit TUG on Youtube!
  • TUG has now saved timeshare owners more than $24,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $24 Million dollars
  • Sign up to get the TUG Newsletter for free!

    Tens of thousands of subscribing owners! A weekly recap of the best Timeshare resort reviews and the most popular topics discussed by owners!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    All T-shirt options here!
  • A few of the most common links here on the forums for newbies and guests!

Looking to be an owner

Wolffeman

Guest
Joined
May 7, 2025
Messages
3
Reaction score
1
I’m looking to purchase deeded points at Bonnet Creek but before I do there are two things I am trying to figure out.
1) Where can I find what the number of points I am purchasing will get me. Looking at a resale for 308,000 points.
2) Have there been any additional assessments to owners in addition to the monthly MF’s? If yes have they been substantial?

Thanks
 
See: https://clubwyndham.wyndhamdestinat...esorts/cw-bonnet-creek/cw-bonnet-creek-pc.pdf
for the points chart. Looks like prime 3br delux or 2br presidential for a week. However, I (and many others) would recommend buying Wyndham somewhere other than Florida and just using the points at Bonnet Creek because it's pretty easy to book at 10months and FL MFs have been going up a lot due to FL laws and insurance issues. Maybe look for a lower priced MF/pt ratio elsewhere.
 
Before you buy (or at the lastest, shortly after) I would strongly recommend you read the directory, particularly the Owner Resources section. It is a little dense, so it might be worth reading a few times.

The directory also has point charts for all of the resorts.
 
Before buying Bonnet Creek, make sure you actually NEED to own Bonnet Creek.

Bonnet Creek has some of the highest maintenance fees in the system, and if you don't need to reserve at 13 months, you can get much cheaper, like a Grand Desert.

Points are points at 10 months...

If you are looking to book every Thanksgiving or Christmas break, or Spring Break, or some other super high demand week or dates or if you absolutely have to have 4BR units, then sure, that's a use case for owning Bonnet Creek, otherwise, save yourself some money and buy something else.

Someone else recently went through the same thing and I don't remember what they ended up doing, but do a search you can find the thread.
 
Bonnet Creek has some of the highest maintenance fees in the system, and if you don't need to reserve at 13 months, you can get much cheaper, like a Grand Desert.
While I agree that it's higher than someone needs to pay if they don't need the 13-month booking priority (and that Grand Desert is a good alternative that has good maintenance fees and non-outrageous resale prices), it's not some of the highest in the system. It's average, just like CWA is average, in that it's actually a bit lower than CWA maintenance fees.
 
These are great suggestions and I will look into them.

Questions…

If I buy say 150,000 points at Grand Desert do they transfer 1 for 1 at Bonnet Creek?

I have read somewhere can’t remember exactly but I understand there can be assessments made from Wyndham are these extra assessments added to the maintenance fees or are billed additionally?
 
These are great suggestions and I will look into them.

Questions…

If I buy say 150,000 points at Grand Desert do they transfer 1 for 1 at Bonnet Creek?

I have read somewhere can’t remember exactly but I understand there can be assessments made from Wyndham are these extra assessments added to the maintenance fees or are billed additionally?
Yes, as said previously points are points at 10 months, it doesn't matter where you own unless we're talking about Margaritaville. Owning at a certain place just gives you access at 13 months. I own CWA which a lot of people don't want because of cost but it gives me 13 months access to Bonnet creek, Mardi Gras, St Thomas, etc
 
Say I buy say 150,000 points at Grand Desert do they transfer 1 for 1 at Bonnet Creek?

I have read somewhere can’t remember exactly but I understand there can be assessments made from Wyndham are these extra assessments added to the maintenance fees or are billed additionally?

Club Wyndham points can be used at any Club Wyndham resort. Points are Points. Each resort has a "points chart" which tells you how many Club Wyndham points are needed per night for each room type.

You would not have any limitations of booking at 10 months no matter what, or where you owned. Owning at a specific resort gives you booking priority to book at 13 months at your home resort and at 10 months at all other resorts. There is also a type of ownership called Club Wyndham Access which allows you to book at 13 months at any resort which has Club Wymdham Access inventory (which is most of them, but not all of them), and 10 months everywhere else.

Special Assessments are extremely rare in Club Wyndham. But my understanding is they are billed separately and due by a specific date. I have never had one.
 
I’m looking to purchase deeded points at Bonnet Creek but before I do there are two things I am trying to figure out.
1) Where can I find what the number of points I am purchasing will get me. Looking at a resale for 308,000 points.
2) Have there been any additional assessments to owners in addition to the monthly MF’s? If yes have they been substantial?

Thanks
Unless you need to book certain dates that are unavailable at 10 months out, I would find a lower cost maintenance fee ownership.
 
Last edited:
One very important thing to remember is that your maintenance fees determine the cost of every reservation you will ever have.

Look at the top of the Wyndham forum for the maintenance fee chart. There's resorts with considerably lower maintenance fees. These figures are before the program fee.

Club Wyndham Access- $8.13
Bonnet Creek - $7.73
Canterbury - $4.36
Bali Hai - $4.96
South Shore - $5.05
National Harbor - $5.06
Panama City Beach - $5.68
Midtown 45 - $5.57
Oceanside Pier - $5.62
Grand Desert Towerz 1 & 2- $6.04
Tower 3 is usually 7-10 cents more
Ocean Boulevard Tower 3 - $6.23
Some Smoky Mountains - $6.68
There are no current figures for these next two but afaik they're in the lower middle range.
Desert Blue
Atlanta

To put it in perspective these are the costs after adding a $0.73 resale program fee if you own at least 258,000 points and book a prime season week at Bonnet Creek in a two bedroom unit for 224,000 points. I'm using National Harbor, Panama City Beach, and Grand Desert as I often see points at these resorts being sold on eBay.

CWA - $1984.64
Bonnet Creek - $1895.04
National Harbor - $1296.96
Panama City Beach - $1435.84
Grand Desert Towers 1 & 2 - $1516.48

That's anywhere from approximately $400-$600 more for a single reservation. Here's additional perspective. We do own some high maintenance fee CWA points but not a large amount. Our 2025 maintenance fees with the program fee are $6.48. That $400-$600 savings on a single reservation is enough to pay our maintenance fees on approximately 62,000-93,000 points. There are resorts that I can book an entire week at for that many points. For instance, there are 17 value season weeks at Bonnet Creek when a one bedroom deluxe is 84,000 points.

If you don't need Thanksgiving, Christmas, Easter/spring break weeks at Bonnet Creek in 3 or 4 bedroom unit, then there really isn't a need to own there. Or own CWA points. At 10 months most owners have no problem finding 1 and 2 bedroom units at Bonnet Creek at the high demand times. Sometimes even a 3 bedroom unit. We like to say at 10 months points are points. Meaning it doesn't matter where you own so owning somewhere with low or lower maintenance fees makes the most sense.
 
Last edited:
The last update I was at, the guy who was trying real hard to get me to buy 64k of access (thinking he could get me on a minimum sale, lol), even after me telling him I own at National Harbor because it's the 4th lowest MF in the system, lied and told me that Midtown 45 and Atlanta were cheaper. I know the Midtown 45 is a lie, and I've never seen Atlanta for sale and there's no data for it here, but that claim kind of surprised me.
 
T
One very important thing to remember is that your maintenance fees determine the cost of every reservation you will ever have.

Look at the top of the Wyndham forum for the maintenance fee chart. There's resorts with considerably lower maintenance fees. These figures are before the program fee.

Club Wyndham Access- $8.13
Bonnet Creek - $7.73
Canterbury - $4.36
Bali Hai - $4.96
South Shore - $5.05
National Harbor - $5.06
Panama City Beach - $5.68
Midtown 45 - $5.57
Oceanside Pier - $5.62
Grand Desert Towerz 1 & 2- $6.04
Tower 3 is usually 7-10 cents more
Ocean Boulevard Tower 3 - $6.23
Some Smoky Mountains - $6.68
There are no current figures for these next two but afaik they're in the lower middle range.
Desert Blue
Atlanta

To put it in perspective these are the costs after adding a $0.73 resale program fee if you own at least 258,000 points and book a prime season week at Bonnet Creek in a two bedroom unit for 224,000 points. I'm using National Harbor, Panama City Beach, and Grand Desert as I often see points at these resorts being sold on eBay.

CWA - $1984.64
Bonnet Creek - $1895.04
National Harbor - $1296.96
Panama City Beach - $1435.84
Grand Desert Towers 1 & 2 - $1516.48

That's anywhere from approximately $400-$600 more for a single reservation. Here's additional perspective. We do own some high maintenance fee CWA points but not a large amount. Our 2025 maintenance fees with the program fee are $6.48. That $400-$600 savings on a single reservation is enough to pay our maintenance fees on approximately 62,000-93,000 points. There are resorts that I can book an entire week at for that many points. For instance, there are 17 value season weeks at Bonnet Creek when a one bedroom deluxe is 84,000 points.

If you don't need Thanksgiving, Christmas, Easter/spring break weeks at Bonnet Creek in 3 or 4 bedroom unit, then there really isn't a need to own there. Or own CWA points. At 10 months most owners have no problem finding 1 and 2 bedroom units at Bonnet Creek at the high demand times. Sometimes even a 3 bedroom unit. We like to say at 10 months points are points. Meaning it doesn't matter where you own so owning somewhere with low or lower maintenance fees makes the most sense.
This is great information thank you so much.
 
Top