I found it useful to do the $99-200, 2–3-night stay deal at the Elara and then we ended up purchasing the VIP for $1,600 (ish). Used that for a week at Kohala in a 2-bedroom. It was two presentations, but they can show you how the system works and some useful information. YMMV. Not sure I'd recommend that approach, but it allowed us to confirm HGVC was nice and a level we would like to stay at. Renting can do the same thing without the Sale Presentations (the half-truths and lies are an issue and you need to educate yourself before you go).
It seems like maybe you should try some place like RedWeek, SFX, TUG/Rentals, afvclub.com and some other places to see what's out there without owning.
We jumped in and bought resale Marbrisa and Kohala (2-bedroom, platinum weeks). If you can afford $2,000-$6,000 and say $2,000 a year for a week in a 2 bedroom that you should be able to get 2 weeks in a 1 bedroom with, this may not be a bad experiment. Please don't buy retail without a good and verified reason.
I would trust the TUG community to recommend things, but its hard to know what you want, what you need, and how those will change over time. I would study this timeshare game before buying and again renting is not a bad idea.
The intent is low stress, taking more vacations, taking better vacations, and enjoying life. The goal is not to collect timeshares… (but I must admit I want to)..
Safe Travels.