I agree with both Theo and Sunterra.
Here below is what we have in all of our detailed rental agreements that might be of help to some in their future rentals. Most of the list of renters insurance companies availabile in our item number 7 I think with got from a posting on Tug.
I feel a detailed rental agreement helps avoid missunderstandings in situations like this.
(Part of item number 5A) There is a no refund policy once the timeshare is rented. The only type of refund that would be allowed is if the this unit is if it is uninhabitable as stated in part numbered section 7 of this rental lease agreement, and no other similar units are available for the same week at this resort. The parties have signed their names below to evidence their agreement to the terms and conditions of this rental agreement.
OR
5B. In most cases for special request for a non existing reservation check in date that we do not have a confirmed reservation for, there is NO CHARGE to have us check for availability for your special request that we do not have reserved at that time.
But a $200 good faith Pay Pal Good Faith down payment is required before we will CANCEL one of OUR confirmed reservations and try for a period of 2 business days after the Pay Pal good faith down payment is received to reserve your special request time period.
The main reason for this policy is that we may have already reserved a hard to reserve high demand reservation and may have to cancel that high demand reservation to try and accommodate your request.
The reason we have the rule as it is not fair to the owners to have the owners cancel a high demand and book a sprcial request week, so their efforts and time is not wasted by people who made that special request and then not rent.
Once the confirmed reservation is made the renter-tenet after being emailed is to send in the remaining balance due with in 24 hours.
6. The tenant agrees to rent the Unit from the landlord, and the landlord agrees to lease the Unit to the tenant.
7. The term of the lease is only for the exact period designated in paragraph 4. The tenant may use the Unit during the term without interference subject to the terms of this lease. If the Unit is not habitable on the day that the term starts by reason of flood, fire, storm, or for any other reason, the landlord shall refund the rent forthwith and will there after have no further liability to tenant.
Here are some links to renter's Travel Insurance that could help lessen any financial loss because of unforeseen circumstances of storms and other weather problems, travel problems like airline strikes or Airline Bankruptcies, health , etc problems or any other problems causing financial loss the landlord did not cause and is not responsible for.
You may also want to contact local travel agents and check out the cost of the of a level of a Travel Insurance package that you feel comfortable to protect your self against unforeseen circumstances that may affect or end your vacation plans.
http://www.globaltravelshield.com
http://www.travelguard.com
http://www.travelguard.com/affiliate/?PID=0000
http://www.insuremytrip.com/index-1000-0-13006-0.html
http://www.totaltravelinsurance.com/...CTWAodxmNj ZA
http://www.travelassurance.net/
Bruce
