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How to save 5% on your Disney vacation

heathpack

TUG Review Crew: Veteran
TUG Member
Joined
Oct 22, 2008
Messages
5,281
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4,900
Location
Rural Alabama
Resorts Owned
DVC:
Grand Floridian
Copper Creek
Beach Club Villas
Hilton Head Island

Marriott:
Barony Beach
Mountainside
We have a Sam's Club membership which allows us to buy electronic Disney Gift cards at 5% off face value. Costco occasionally sells the same for 10% (Sam's has special sales in this range too). On a previous visit, I tried to use DVC gift cards purchased at Costco and it was a PIA because without a physical card, you're forced to enter two long strings of numbers to make a purchase with a gift card. I was storing the card as a screenshot in my photo album on my phone, whereas my DVC blue card (for DVC discounts) is in my digital wallet and switching between the two at the time of payment was annoying. I could not figure out how to add these gift cards to my digital wallet, even though in theory I should be able to and the DVC gift card customer service is downright rude!

I came across a PlanDisney post that suggested buying a small denomination DVC giftcard directly from the Disney Store because these come with a "button" in the email to push to add the digital card to my Apple wallet. I was leery of doing this because my other digital cards also "should" have come with this button.

However, I did it and it worked perfectly. I was able to add the Disney-purchased $25 gift card to my Apple wallet and then transfer the balances from the Sam's purchased cards using this website. https://www.disneygiftcard.com/checkbalance It sounds complicated but once you get the hang of it, it only takes a few seconds.

Once the card is in your digital wallet, you can show the digital card to your waiter/sales person and they can quickly scan a bar code when you pay. In table service restaurants, the waiter needs to take you phone away for a moment. But it was very easy and trouble-free to use.

Overall, a 5% savings wasn't worth the hassle to us with the mechanics of using it without the card in our digital wallet. However, once I was able to get the card into my Apple Wallet, it was so easy to use that I expect to continue paying this way. The limitations are that you can't use it for mobile ordering without typing in all the long string of numbers on the card (not worth it) and if you want to use it to pay for a resort stay, most resorts charge your credit card daily or every few days so you have to go to the front desk repeatedly (not worth it) but this does not apply to those of us on DVC stays.

Bottom line, last trip we loaded $1000 onto Disney gift cards and thats pretty much what we spent on the trip. Our savings for the trip was $50, which heck is a quirk service meal for 2 and a couple of park snacks. The savings added up when combined with 10-20% DVC or AP discounts. I estimate between the two forms of discounts that we saved overall around 10% on the cash expenditures on our most recent trip (alcohol and tips are not discounted). We had also used 10% savings Disney Gift cards purchased at Costco and Sams on Black Friday to pay our dues. Whatever painless things we can do to drive the cost of these trips down!

YMMV- some of you might find more benefit in paying with a reward credit card. We did not apply to the Disney Visa when it came out because we had just gotten a new IHG card. We don't travel to WDW every year, so there's no point in our considering it until Dec 2027, our next planned trip. Who knows, maybe there will be some even better hack to use at that time! Just thought I would report these details. It works if you have a Sam's membership, which I got cheaply through work.
 
you can't use it for mobile ordering without typing in all the long string of numbers on the card
Many people record those numbers in a note on their phones so they can copy and paste them for a mobile order.

We use our discounted Disney GCs mostly for DVC dues, after consolidating them to $1,000 each on the DGC website you linked. But sometimes we use them to pay for resort room charges - charge things to MB then go to front desk periodically to pay them off and at checkout letting anything over the amount we have in DGCs go to the credit card on file. I think in preparation for our next trip (December) I might order a DGC from the Disney Store so I can add it to Apple Wallet as you did. My understanding is that only the ones from the Disney Store can be added to a digital Wallet. The e-DGCs I get from Target, Sam’s, etc. can’t.
 
Many people record those numbers in a note on their phones so they can copy and paste them for a mobile order.

Yes I tried to do this too and it always took me too long to find the note in question. I can see that this might work for some, but for me personally, it needs to just be something on my homepage like my Apple Wallet or else saving 5% is not worth it. Scrolling through notes or photos to find my gift card is above my personal hassle threshold, as is charging to the room and repeatedly going to the front desk to pay.

However I always have my phone with me and opening a wallet on my homepage to pay for something stays below my hassle threshold. Paying with a Magic Band admittedly is marginally easier but the Apple Wallet method is so close that it fussed me not.

On our last trip, it just worked out that we only ate QS at resorts and only mobile ordered once. Otherwise, we just walked in an looked at the menu and made our choices the old fashioned way. In the parks, I am a big fan of mobile ordering but at the resorts the QS lines never seem too long to me.

Lol of course we all have different hassle thresholds. Mine is very low.
 
I have the AMEX Blue Preferred which gives 6% back on grocery store purchases. I bought 2 $500 DGCs at Kroger on a Friday 4x fuel points day. That provides $1 off per gallon for 4 fill ups, that's worth about $60 for me. So a total of $120 back on a thousand purchase isn't too bad.
Used the DGCs for Disney+ special 3 day tickets for 2 of us, still have $145 left to use in park. Those were the best ticket price I found. This will be our first Orlando and Disney visit.
 
Occasionally Samsung/Android Playstore sells discounted Disney gift certificates. I bought quite a few last fall. It's not as publicized as the Sam's Club promo but works just as well.
 
It's not a DGC but I purchased $100 worth of Landry's GCs at Costco for $80 and used at Yak and Yeti in Animal Kingdom. Both Yak and Yeti and Rainforest Cafe are in the Landry's family of restaurants.
 
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It's not a DGC but I purchased $100 worth of Landry's GCs at Costco for $80 and used at Yak and Yeti in Animal Kingdom. Both Yak and Yeti and Rainforest Cafe are in the Landry's family of restaurants.
Most Landry's restaurants also offer a 10% discount with AARP and AAA. It is possible that you can get 10% with DVC or APs instead. In any case, you can certainly take that discount and then use the gift cards. Works out to more like a 30% discount. Sometimes you can also stack the Landry's Select and get the points on your purchase to save more if you earn enough points. Though some restaurants won't let you stack AARP/AAA with Landry's Select and you certainly can't use a Landry's Select reward at the same time as AARP or AAA.

I've also seen Landry's cards at Costco for an additional $5 off. So $75 for $100.
 
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