michaelvmata
newbie
- Joined
- Dec 21, 2011
- Messages
- 6
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Assume you completely write off the purchase price. If the recurring anual maintenance fee comes out to $1 for every 3 points, is it even worth it?
Converting to HHonors points seems like a waste. $1 buys you 3 HGVC points, which converts 75 HHonor points. $150 rooms can go for 30,000 and $260 rooms can go for 40,000. That means it takes between 150 - 200 HHonor points to get $1 in value. To simplify, if you spend $2 to buy a HGVC point, you can $1 of purchasing power by converting to HHonors.
RCI is harder to gauge, mostly because it seems like a lottery. You need to case a wide net and be flexible with what you catch. I have no idea how to value this method.
Hilton resorts are also hard to gauge. A 4100 point pool can get 4 nights, which comes out to roughly $340 a night. If $340 is out of my price range (regardless of how nice the resort might be), then an obligation to purchase 4 nights at that rate definitely doesn't seem like a value.
Is there something I'm missing here? What financial value does owning HGVC bring?
Converting to HHonors points seems like a waste. $1 buys you 3 HGVC points, which converts 75 HHonor points. $150 rooms can go for 30,000 and $260 rooms can go for 40,000. That means it takes between 150 - 200 HHonor points to get $1 in value. To simplify, if you spend $2 to buy a HGVC point, you can $1 of purchasing power by converting to HHonors.
RCI is harder to gauge, mostly because it seems like a lottery. You need to case a wide net and be flexible with what you catch. I have no idea how to value this method.
Hilton resorts are also hard to gauge. A 4100 point pool can get 4 nights, which comes out to roughly $340 a night. If $340 is out of my price range (regardless of how nice the resort might be), then an obligation to purchase 4 nights at that rate definitely doesn't seem like a value.
Is there something I'm missing here? What financial value does owning HGVC bring?