• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 29 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered!
  • TUG started 29 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Check out our happy birthday post here: Happy Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Come check it out for a chance to win a Free TUG membership (or renewal) just for helping out!

    Read more here
  • TUG has now saved timeshare owners more than $20,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $20 Million dollars
  • Our 2022 Timeshare Survey is now complete and the full results as well as our expert and witty analysis of each question is available here: Here We hope you enjoy reading the results as much as we did!
  • Follow the TUG Member Banner as it travels the world on vacation with Timeshare owners! Also sign up to get the banner sent to you so you can submit a photo of your vacation with the banner to share with TUG! Banner Thread
  • Sign up to get the TUG Newsletter for free! 50,000+ subscribers! Latest resort reviews and the most important topics discussed by owners during the week!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    Read more Here
  • A few of the most common links here on the forums for newbies and guests!

Help with RCI?


Apr 17, 2009
Reaction score
We are thinking of putting in our first ever exchange. It's for week 51 of 2016. The question I have is this. What if something happens between now and then we are not able to go during that week? We will have put in our money to exchange it, do we get that money back or do we forfeit it along with our TPU points? (we have a fixed week with RCI). Ir ealize we have already deposited our week, so I am not asking about getting that back, but is the exchange set in stone? Thanks.


TUG Review Crew: Veteran
TUG Member
Dec 19, 2008
Reaction score
Resorts Owned
A few in S and VA, a single resort in NC, MD, PA, and UT, plus Jamaica and the Bahamas
You would lose the exchange fee and you would lose a % of your tpu's.

If I click on a week 51 (which in 2016 would be the week before Christmas, this is what comes up:

You have elected not to protect your Exchange vacation. In the event that you change or cancel outside of the grace period, your Exchange fee will be forfeited and your Trading Power may be affected. The following policies will apply:
Grace Period and Cancellation Policy Information:
Change or cancel by 08-Mar-2016 your Exchange fee will be fully refunded. Change or cancel after 08-Mar-2016 your Exchange fee will be forfeited.
Amount forfeited
Cancel Between Forfeited
09-Mar-2016 and 17-Dec-2016 USD 219.00
Trading Power Adjustment Schedule
Cancel Between Trading Power Retained
09-Mar-2016 and 21-Mar-2016 100 %
22-Mar-2016 and 19-Jun-2016 95 %
20-Jun-2016 and 17-Sep-2016 90 %
18-Sep-2016 and 16-Nov-2016 80 %
17-Nov-2016 and 02-Dec-2016 60 %
03-Dec-2016 and 17-Dec-2016 45 %
Please select from one of the options below to proceed. Please select from one of the options below to proceed.
Add Protection Now