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Help with RCI?


Apr 17, 2009
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We are thinking of putting in our first ever exchange. It's for week 51 of 2016. The question I have is this. What if something happens between now and then we are not able to go during that week? We will have put in our money to exchange it, do we get that money back or do we forfeit it along with our TPU points? (we have a fixed week with RCI). Ir ealize we have already deposited our week, so I am not asking about getting that back, but is the exchange set in stone? Thanks.


TUG Review Crew: Veteran
TUG Member
Dec 19, 2008
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Resorts Owned
A few in S and VA, a single resort in NC, MD, PA, and UT, plus Jamaica and the Bahamas
You would lose the exchange fee and you would lose a % of your tpu's.

If I click on a week 51 (which in 2016 would be the week before Christmas, this is what comes up:

You have elected not to protect your Exchange vacation. In the event that you change or cancel outside of the grace period, your Exchange fee will be forfeited and your Trading Power may be affected. The following policies will apply:
Grace Period and Cancellation Policy Information:
Change or cancel by 08-Mar-2016 your Exchange fee will be fully refunded. Change or cancel after 08-Mar-2016 your Exchange fee will be forfeited.
Amount forfeited
Cancel Between Forfeited
09-Mar-2016 and 17-Dec-2016 USD 219.00
Trading Power Adjustment Schedule
Cancel Between Trading Power Retained
09-Mar-2016 and 21-Mar-2016 100 %
22-Mar-2016 and 19-Jun-2016 95 %
20-Jun-2016 and 17-Sep-2016 90 %
18-Sep-2016 and 16-Nov-2016 80 %
17-Nov-2016 and 02-Dec-2016 60 %
03-Dec-2016 and 17-Dec-2016 45 %
Please select from one of the options below to proceed. Please select from one of the options below to proceed.
Add Protection Now