What a stressful topic.
We get our health insurance through my dh's company.It is United HealthCare. We hate it. None of our lifelong Drs. or even our preferred hospital are in-network providers. Customer service is hideous and they always, always make mistakes which take us hours to get them to fix.
We used to get it through Blue Cross Blue Shield through my old job,I quit that job and that is why the change of company.
We both have jobs but also a small side business and we are the only two employees. We can get Blue Cross, Blue shield through our business, not group , but insurance. DH's company said they would pay as much to BCBS as they pay for us now through United Health Care. They would pay it directly to BCBS.
We are considering getting a Health Savings Account. I am wondering how that account would work for us since the business pays for our health expenses, out of pockets, co-insurance etc. I am sure I need to talk to our business accountant etc. about all of this. Are there any things I need to think of asking that I might not think of? Things I need to consider before changing plans? Of course I know that we need to figure out if they will cover some health issues we have been diagnosed in past year...which have not been many... but still expensive!
This totally stresses me out.
Sue
We get our health insurance through my dh's company.It is United HealthCare. We hate it. None of our lifelong Drs. or even our preferred hospital are in-network providers. Customer service is hideous and they always, always make mistakes which take us hours to get them to fix.
We used to get it through Blue Cross Blue Shield through my old job,I quit that job and that is why the change of company.
We both have jobs but also a small side business and we are the only two employees. We can get Blue Cross, Blue shield through our business, not group , but insurance. DH's company said they would pay as much to BCBS as they pay for us now through United Health Care. They would pay it directly to BCBS.
We are considering getting a Health Savings Account. I am wondering how that account would work for us since the business pays for our health expenses, out of pockets, co-insurance etc. I am sure I need to talk to our business accountant etc. about all of this. Are there any things I need to think of asking that I might not think of? Things I need to consider before changing plans? Of course I know that we need to figure out if they will cover some health issues we have been diagnosed in past year...which have not been many... but still expensive!
This totally stresses me out.
Sue