Florida Club is a nice option, while recognize that any FC exchange must have availability at 6 months (7 months for multiple consecutive/concurrent weeks) AND must be within the season you purchased at your main resort. So, if you purchase MGV Platinum, your FC exchange must be into the same Plat season for the Plat season dates of the resort you want to exchange into. Not all Platinum seasons across FC properties have the same date windows. They are actually quite different. So, pay attention to that.
We have used FC a few times. If you have flexibility, it can be of value if you don't have an II account. If you have an II account, FC really provides limited value. The risk with FC is that very frequently during high demand travel periods....there is no availability left at 6 months out when you can reserve FC. Low likelihood of getting Ocean Point in Plat season with a FC exchange, as an example , given that inventory goes fast even at the 12/13 month mark.
Grande Vista and Beachplace are very different properties. Both have very different vibes. MGV is large, family oriented, in Orlando (theme parks, etc), has golf, etc. MGV has no deeded 'views'. Beachplace is an urban beachfront high rise, with nice beaches and restaurants within walking distance, a very small pool area, small resort footprint, etc. It can be a spring break location for high school and college students, so be aware. Beachplace assigns Ocean vs Intracoastal views at check-in, but neither is deeded. Personally, we had had both views and enjoy each for different reasons. If you want a non-urban FC resort at the beach, look into Ocean Pointe. It's one of my favorites, but will cost more to purchase re-sale than Beachplace. Also, a different vibe (non-urban beachfront, quieter, large footprint).
If I were the OP, think about the following.
- Do you want beach or not as primary resort ownership? If beach in FC, select Beachplace or Ocean Pointe (slightly higher cost). If not beach in FC, MGV is a great option.
- Which season? Seems you are leaning Gold, to get away from busy periods like kids 'spring break'. Just pay attention to the Gold seasons for the resort you purchase, but also those in FC you want to exchange into. When using FC, you must remain in the 'season'.
- 2BR vs 3BR. We own MGV 2BRs, and wish they were 3BRs just to allow flexibility when taking extended family, or locking off for more vacation. Renting any MGV villa size is not really worth it. No money to be made. Beachfront properties can rent to cover MFees or more, if you reserved a high demand week in a high demand season. Otherwise, you will struggle to rent.
- Maint Fees. Most FL FC properties are reasonable, while increasing. Of the resorts above, MGV is likely lowest, followed by Beachplace and then OceanPointe at the highest.