Feedback on HVC Max Purchase at retail

[b3n0b1]

Hello, I could really use some help and understanding on if buying into HVC Max at retail is in anyway helpful. It seems the use case fits us a bit but the HVC Max prices seem high compared to what I’m reading here, even tho we can afford this without financing right now.

The what to buy new questions thread is here for those that are interested
https://tugbbs.com/forums/threads/what-to-buy-hgv-max.356735/

The details would be around a 30k up front buy in we don’t need to finance. $2400 in maintenance. We travel about 3 times a year usually doing a family trip (3 of us, targeting Europe for a week), a trip to Asia to see family(usually Seoul), a trip where my wife spends some time with her family (can be Asia or Europe)

There’s possibility that we may want to occasionally meet some place central between the US and Asia (Hawaii maybe), or Asia itself or the west coast of the US.
It feels like the DEX system might be a good fit via max, but I have concerns of inventory availability tho we generally can be somewhat flexible of where we go for the family vacation and the wife + her family getaway
Any feedback would be very much appreciated since this seems potentially like a good fit or drastically overpriced from an upfront perspective

Many thanks in advance

Hello,

Sorry for the spam on this forum with my questions. I received some feedback in the HGVC section that this section is more appropriate for my question

I’m keen to understand the HGV max system and if it fits our needs. I bought into a presentation for HGV Max which seemed like it would fit what we’re looking for, but now it seems overall inventory is a concern and potentially alignment to our lifestyle is a concern.

$33k upfront (no financing) with $2400 or so maintenance for 8500 points annually. I understand the economics of the transaction.

We generally pay off the rack prices for 3, potentially more holidays per year of different profiles. My hope for this program was that it would make annual planning costs simpler for on the move less luxurious travel (wife and I are youngish with a 10yr old and do things like Iceland ring road 10 day trip or a week in Europe, but spend 90% of the time seeing sites) and occasional access to nice resorts more attractive when planning extended family gatherings centrally into a central location between the US East coast and Asia (Hawaii or US west coast)

Any feedback would be very much appreciated!


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[cindyc]

Not a good deal. Rescind right away if you signed a contract. Then, research and buy resale.

 

[Mongoose]

Hello,

Sorry for the spam on this forum with my questions. I received some feedback in the HGVC section that this section is more appropriate for my question

I’m keen to understand the HGV max system and if it fits our needs. I bought into a presentation for HGV Max which seemed like it would fit what we’re looking for, but now it seems overall inventory is a concern and potentially alignment to our lifestyle is a concern.

$33k upfront (no financing) with $2400 or so maintenance for 8500 points annually. I understand the economics of the transaction.

We generally pay off the rack prices for 3, potentially more holidays per year of different profiles. My hope for this program was that it would make annual planning costs simpler for on the move less luxurious travel (wife and I are youngish with a 10yr old and do things like Iceland ring road 10 day trip or a week in Europe, but spend 90% of the time seeing sites) and occasional access to nice resorts more attractive when planning extended family gatherings centrally into a central location between the US East coast and Asia (Hawaii or US west coast)

Any feedback would be very much appreciated!


Sent from my iPhone using Tapatalk

Crazy high cost and MFs for 8500 points. Buy a resale DRI collection that you want for less than $500.

 

[b3n0b1]

Thank you everyone. This seems to be the common answer across the various threads I started (again, sorry for the spam)

I’ll look into canceling my transaction today. My hope was this would simplify our already hectic lives when dealing with vacations. Instead, this seems to add a new level of anxiety of inventory access to where I want to go.

I am sad this doesn’t fit our needs (was honestly looking to conscientiously invest some disposable income into family bonding time), but I am grateful to have found this community though, I think I’ll stick around, member up and look at the resale and rental market.


Sent from my iPhone using Tapatalk

 

[Mongoose]

Thank you everyone. This seems to be the common answer across the various threads I started (again, sorry for the spam)

I’ll look into canceling my transaction today. My hope was this would simplify our already hectic lives when dealing with vacations. Instead, this seems to add a new level of anxiety of inventory access to where I want to go.

I am sad this doesn’t fit our needs (was honestly looking to conscientiously invest some disposable income into family bonding time), but I am grateful to have found this community though, I think I’ll stick around, member up and look at the resale and rental market.


Sent from my iPhone using Tapatalk

Whenever you are dealing with points or exchanges you have to plan way ahead up to 13 months or more. If you don’t like to do that and you like to visit a special destination regularly, then look at something with a fixed week you are guaranteed. I do both and it works for us.

 

[FunnyFarm]

I am not sure how people use points off peak and last minute but 8500 points does not seem like 3+ vacations.
I believe it takes 15500 to book 2 bedroom Point at Poipu ocean front for 1 week, plus ocean front selection means planning 1 year out or it's gone. Somewhat fewer points for garden view if you just go for sight seeing and use the room for sleeping.

 

[Mongoose]

I am not sure how people use points off peak and last minute but 8500 points does not seem like 3+ vacations.
I believe it takes 15500 to book 2 bedroom Point at Poipu ocean front for 1 week, plus ocean front selection means planning 1 year out or it's gone. Somewhat fewer points for garden view if you just go for sight seeing and use the room for sleeping.

Examples like that are typically studios of season.