eBay C.C. and PayPal surcharge

[csxjohn]

In looking around on the eBay site I came across the policy that prohibits adding a surcharge for CC or PayPal use.

http://pages.ebay.com/help/policies/listing-surcharges.html

I will be busy today reporting TS auctions that violate this policy.

 

[ronparise]

I thought you were one of those that recommemded paying for a timeshare purchase with a credit card so you could reserve the right to change your mind inspite of a signed contract. Its that surcharge even though its against ebay policy that allows a seller to break the rules and accept a credit card for a real estate transaction


so while you are at it look for the ebay timeshare sellers that accept paypal . Thats a violation of paypal guidelines

the fact is that when you pay $100 for an item and use a credit card or paypal, to pay for it, the seller is getting something less than the $100 bargained for. And in the case of a real estate transaction, you are putting less than the purchase price into escrow. When the deal gets to settlement there is not enough money to close it

Thats why some of the ebay sellers, (the good ones) wont accept credit cards or paypal

 

[Roger830]

I just consider any charges part of the cost and adjust my bid accordingly.

Some charge shipping for items and some don't. Some charge closing costs an MF for timeshares, some don't. If some charge surcharge, just adjust your bid.

 

[ronparise]

I just consider any charges part of the cost and adjust my bid accordingly.

Some charge shipping for items and some don't. Some charge closing costs an MF for timeshares, some don't. If some charge surcharge, just adjust your bid.

There you go...ezpz

 

[dioxide45]

Can you even pay for transactions that are in the Timeshares For Sale and Real Estate categories through EBay? I think in order to pay for these through PayPal, you have to log in to PayPal independent of EBay to transfer the funds. You can't click through from EBay to pay through PayPal like you can with other categories. EBay also doesn't offer Buyer Protection for purchases in these categories.

Timeshares transactions on EBay work in a gray area. You either agree to play by whatever rules that the seller clearly lays out in their listing, or you move on.

 

[ronparise]

Can you even pay for transactions that are in the Timeshares For Sale and Real Estate categories through EBay? I think in order to pay for these through PayPal, you have to log in to PayPal independent of EBay to transfer the funds. You can't click through from EBay to pay through PayPal like you can with other categories. EBay also doesn't offer Buyer Protection for purchases in these categories.

Timeshares transactions on EBay work in a gray area. You either agree to play by whatever rules that the seller clearly lays out in their listing, or you move on.

how is that gray? it seems pretty black and white to me

 

[Roger830]

Can you even pay for transactions that are in the Timeshares For Sale and Real Estate categories through EBay? I think in order to pay for these through PayPal, you have to log in to PayPal independent of EBay to transfer the funds. You can't click through from EBay to pay through PayPal like you can with other categories. EBay also doesn't offer Buyer Protection for purchases in these categories.

Timeshares transactions on EBay work in a gray area. You either agree to play by whatever rules that the seller clearly lays out in their listing, or you move on.

I bought 4 timeshaes on ebay and two were paid using paypal. As I recall, they invoiced me thru the paypal system, which I then clicked on to pay. In both cases, the Florida deeds were filed electonically and on their way to Wyndham in a little over a week after the auctions.

 

[dioxide45]

I bought 4 timeshaes on ebay and two were paid using paypal. As I recall, they invoiced me thru the paypal system, which I then clicked on to pay. In both cases, the Florida deeds were filed electonically and on their way to Wyndham in a little over a week after the auctions.

I think they can still invoice you through PayPal. The difference is that when I win a non Timeshare or Real Estate auction in EBay, I can click through in EBay to pay through PayPal. I don't think you can do that with real estate auctions. You have to log in to your PayPal account independent of EBay or click through your invoice email.

People use PayPal for a lot of things other than EBay auctions. People rent out their timeshares and even do other business outside of EBay and invoice through PayPal.

 

[csxjohn]

I thought you were one of those that recommemded paying for a timeshare purchase with a credit card so you could reserve the right to change your mind inspite of a signed contract. Its that surcharge even though its against ebay policy that allows a seller to break the rules and accept a credit card for a real estate transaction


so while you are at it look for the ebay timeshare sellers that accept paypal . Thats a violation of paypal guidelines

the fact is that when you pay $100 for an item and use a credit card or paypal, to pay for it, the seller is getting something less than the $100 bargained for. And in the case of a real estate transaction, you are putting less than the purchase price into escrow. When the deal gets to settlement there is not enough money to close it

Thats why some of the ebay sellers, (the good ones) wont accept credit cards or paypal

Yes, I do like the use of a credit card for my eBay timeshare purchases however the ones that add the 3% surcharge are the same ones that use the "private auction" format which you know I don't like and they are the same ones that ban peeps for asking questions of them.

In other words, the same sellers that so many people have trouble with and are always warning others to stay away from. It will be a pleasure to point out to eBay that they are breaking policy.

The eBay sellers I've bought timeshares from accept CCs and don't require a surcharge. I consider them "good ones." As eBay points out that practice is illegal in many states. Ohio used to be one, I don't know if we still are. In these states merchants need to take that into consideration when the accept CCs.

When we deal with these sellers they use their own closing arms so they know exactly how much they are getting for the transactions.

I don't mind paying by check when dealing with a seller that I know is upstanding and will make things right if they go wrong. I have no problem paying you by check for rentals for this reason. With some of these eBay sellers, it's a different story.

 

[csxjohn]

I just consider any charges part of the cost and adjust my bid accordingly.

Some charge shipping for items and some don't. Some charge closing costs an MF for timeshares, some don't. If some charge surcharge, just adjust your bid.

There you go...ezpz

This has nothing to do with the dollars being paid, it the principle here.

 

[csxjohn]

Can you even pay for transactions that are in the Timeshares For Sale and Real Estate categories through EBay?...

No, you don't pay through eBay, you send your info after winning the auction and they bill you directly. However, the surcharge is against eBay policy.

 

[csxjohn]

...
People use PayPal for a lot of things other than EBay auctions. People rent out their timeshares and even do other business outside of EBay and invoice through PayPal.

This is against PayPal policy as Ron discovered when he got a letter from them.

https://www.paypal.com/selfhelp/article/FAQ799/5

 

[dioxide45]

This is against PayPal policy as Ron discovered when he got a letter from them.

https://www.paypal.com/selfhelp/article/FAQ799/5

True, but it is that policy that Ron is also referring to. Why not turn in sellers offering timeshare buyers the ability to pay with PayPal at all when you are willing to turn in those that charge a surcharge for those wanting to use that service. Both are against PayPal/EBay policy.

 

[Roger830]

This has nothing to do with the dollars being paid, it the principle here.

My concern is if people keep compaining to ebay about timeshare sellers, ebay could restrict their sales. I'd prefer to let the market work. Buyers should do proper dd such as you do and avoid sellers that have policies that they disagree with.

 

[csxjohn]

True, but it is that policy that Ron is also referring to. Why not turn in sellers offering timeshare buyers the ability to pay with PayPal at all when you are willing to turn in those that charge a surcharge for those wanting to use that service. Both are against PayPal/EBay policy.

If they bill me through PayPal it doesn't cost me extra money and ebay is not being cheated out of any money.

Most TS sellers no longer accept paypal as a method of payment. I see this or something like it in many auctions. "PayPal is not accepted for means of payment for this listing due to PayPal’s current policy. Buyer may submit payment via credit card"

I wouldn't use paypal personally because I know paypal offers no protection for this type transaction.

By charging a surcharge the sellers pays eBay the amount of the bid and keeps the entire surcharge.

To report this activity you click on "listing practices," then "Avoiding eBay fees," then "payment surcharge." eBay wants every penny they are entitled to.

 

[csxjohn]

My concern is if people keep compaining to ebay about timeshare sellers, ebay could restrict their sales. I'd prefer to let the market work. Buyers should do proper dd such as you do and avoid sellers that have policies that they disagree with.

My personal opinion is that eBay won't restrict TS sales, they will just force these sellers to follow their rules.

And I think these companies will conform to the rules when they are pointed out to them. Where else would these firms unload all these TSs peeps pay them big dollars to unload?

 

[dioxide45]

My personal opinion is that eBay won't restrict TS sales, they will just force these sellers to follow their rules.

And I think these companies will conform to the rules when they are pointed out to them. Where else would these firms unload all these TSs peeps pay them big dollars to unload?

Either that, or the sellers will all simply stop accepting credit cards as payment. Back to the old check in the mail method.

 

[csxjohn]

Either that, or the sellers will all simply stop accepting credit cards as payment. Back to the old check in the mail method.

I really doubt that too. If I see some sellers taking CCs and others not, I would not look at those demanding checks.

On some of the Face Book groups I'm in many peeps are very leery of eBay for timeshare purchases already. Demanding checks would really slow their business IMO.

You do have a valid point though, if eBay makes it too hard, there goes a great source that many of us use to support our addiction.:rofl:

 

[dioxide45]

I really doubt that too. If I see some sellers taking CCs and others not, I would not look at those demanding checks.

On some of the Face Book groups I'm in many peeps are very leery of eBay for timeshare purchases already. Demanding checks would really slow their business IMO.

You do have a valid point though, if eBay makes it too hard, there goes a great source that many of us use to support our addiction.:rofl:

We used to buy coupons on EBay a while ago. EBay cracked down on this type of business and many of them went to either starting their own websites or moving to new upstarts that take this business away from EBay. I don't think EBay will make it too hard on these guys because in the end, it could cost them more than it is worth.

 

[ronparise]

I really doubt that too. If I see some sellers taking CCs and others not, I would not look at those demanding checks.

On some of the Face Book groups I'm in many peeps are very leery of eBay for timeshare purchases already. Demanding checks would really slow their business IMO.

You do have a valid point though, if eBay makes it too hard, there goes a great source that many of us use to support our addiction.:rofl:

I got more than a letter from paypal when I used their service for selling a timeshare. I had to file a signed, notarized affidavit that said I understood the rules, and that promised I would never do it again and that told them what I would use paypal for in the future

regarding our addiction: I wouldnt worry if one of our dealers street corners is shut down, they will find another one and we will find them.

and the problem with credit cards from a sellers point of view, is that it offers the buyer an easy way to change his mind after signing a contract and after paying for the property. and even after the deed has been recorded. Its just not good business

i understand that its tough to know who you can trust and who you cant among the timeshare resale operations but trust you must. The time to do your due diligence is before you pay, not after.

 

[uscav8r]

I really doubt that too. If I see some sellers taking CCs and others not, I would not look at those demanding checks.



On some of the Face Book groups I'm in many peeps are very leery of eBay for timeshare purchases already. Demanding checks would really slow their business IMO.


...

Not so. There are many avenues for electronic (cash) transfer that don't involve PayPal.

Perhaps for high volume eBay businesses, this may not be preferred, but for occasional rental transactions such as some listed on TUG or Redweek, it works just fine. I've sent or received money and had everything done in 12-48 hours usually.


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[csxjohn]

Not so. There are many avenues for electronic (cash) transfer that don't involve PayPal.

Perhaps for high volume eBay businesses, this may not be preferred, but for occasional rental transactions such as some listed on TUG or Redweek, it works just fine. I've sent or received money and had everything done in 12-48 hours usually.


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No disagreement with you but I am talking specifically about buying timeshares on eBay.

 

[uscav8r]

No disagreement with you but I am talking specifically about buying timeshares on eBay.

Yes, I understand. I am just pointing out that ACH is a possible option in lieu of paper checks for the usual eBay suspects. One may skirt the surcharge rule by simply raising one's price to cover any cc fee and then offer a cash discount for check and/or electronic cash payment. This happens in many other businesses and industries. IMO the "peace of mind" of having the cc protection is often unusable as TS transactions often exceed the 90-day dispute limit.


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