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Likely Ebay and redweeks. What type of volume are you looking at? If it's a significant amount you might look at either a bundle with a qualifying week plus a direct resale week or buying a week resale then enrolling it with a qualifying week purchase. Not much more PP, more options and potentially a MUCH lower yearly Maintenance fee. If you don't need many you are likely better off just renting when needed.
For a hybrid with all weeks involved, it varies a lot with the price paid on resale points and the specifics of the weeks. The PP cost of retail weeks tends to be a little cheaper than the same number of Trust points retail, for resale trust point the up front cost is likely to be slightly less PP initially but more long term. Using round numbers a Grande Ocean resale Platinum OS week right now will be roughly $16K if you bought resale then enrolled it with a 1BR Aruba OC $31K, let's round up to $50K. For a bundle all direct, add another $10K or let's say $60K for round number. So 7100 points at $7 PP or $8.50 PP in those 2 situations. Different choices will obviously adjust the numbers. St. Kitt's would be cheaper still up front by about $2 PP on the retail portion. The yearly fees on the Aruba 1 BR plus Grande Ocean week would be roughly $1500 a year cheaper. So one would need to figure the break even on the yearly fees but also consider any benefit of the underlying weeks which often offer additional "savings" if one chooses the weeks well. My view is I need a break even around or under 10 yard, preferably 7 years or less. There are so many variables that I don't think one can come up with a rule of thumb or a number of point cutoff where it goes one way or another. Certainly if one is looking at a smaller number of points, it'll be difficult to make up the difference because you need the economy of scale to combine the weeks. The more good weeks enrolled, the cheaper. But if one is looking at a lot of points then the fractional is often the best if points alone are the goal. The fees there can be 40% of the trust point fees.
An example of additional potential savings in this situation would be that using the weeks in this example compared to using points for the same reservation could save 500 to 1000 points per year. Just looking at the MGO weeks and my personal situation, my enrolled weeks used for our stay this year and next is a savings of 600 points for 2022 and 750 points for 2023. But this is in part due to an anomaly of the system that I suspect is done purposefully and the skim. If you reserve the week of the 4th at MGO Sat to Sat the cost is more than if you reserved the same week F to F or Sun to Sun where the savings would be 300 points per week. Still nothing to sneeze at and a potential value of around $200 per year if one rented the EXTRA points to reserve the same week looking at just the 300 pts difference.
VacationPointExchange is one option. I haven't done so, others may have more information. IMO this option would work best for the occasional need and when one is just a little short. There are many ways to stretch points if needed though if you get creative.