Is it really true that "point protection doesn't cover a reservation once a guest name is added"? Where in the rules is this stated? That means it never would make sense if I chose to purchase it or if my guest wanted to purchase it for my point protection.
Apparently... I've not used Points Protection since they added the new terms and conditions (sometime in the last 6 months or so it appeared). Last time I used it, if you had points protection, you could cancel online, I'm not sure how they enforce these new terms. I've not used it since they upped the price to $149, the cost alone is prohibitive as far as I'm concerned. Nor would I ever add it until the 15 day mark, and at that point, it would need to be a high point reservation and extenuating circumstances.
These are the terms and conditions, if you clink on read terms and conditions, when choosing points protection:
TERMS & CONDITIONS
Points Protection Terms & Conditions: When Points Protection is purchased, it allows you to cancel your reservation without forfeiting your points up until the day of check-in. Points Protection may be added to your reservation up to 15 days prior to check-in and may not be added to reservations confirmed with Charitable Gift, WYNDHAM® Club Pass or Plus Partners travel. Additional terms may apply.
For Wyndham Extra Holidays owner reservations, Points Protection only protects points if the entire vacation was not rented; points will not be returned for partial rentals.
Points Protection is only eligible for reservations that involve the personal occupancy and use of an owner or an owner’s immediate family (“Permitted Users”) and for no other purpose including “Commercial Use.” Commercial Use includes, but is not limited to, reserving an accommodation for anyone other than a Permitted User as a regular practice for business, speculative, investment or other similar purposes, or use by an owner of public advertising or an online website to seek renters or other non-Permitted Users. Reservations that are deemed “Commercial Use” are ineligible for Points Protection coverage. Should a reservation identified as Commercial Use have Points Protection coverage, the owner will not receive a refund for any points, reservation transactions, Housekeeping Credits, or monies used to reserve that reservation if cancelled outside of the Standard Cancellation Window.