Go for lower point transfers to RCI
I've used the RCI exchange a couple times, and it's been great. Got the resort and the week I wanted. And in the case of Grand Desert, for actually less points then if I booked directly through Wyndham. Here's a little tidbit... I've had two RCI reps who handled my bookings tell me to transfer into lower point transfers. As an example, I got a week at Orange Lake in a 2 bedroom resort for a 105K transfer (1 week red). When I asked about how I was getting a better unit (2 BR instead of 1) he stated he could book me in the largest unit available for whatever I had in my exchange... I just booked now Grand Desert and was asked why I had 156K transfer. I stated I wanted to make sure I got a 2 bedroom, and he stated he would have given me the unit for a 23K exchange! That's a studio white week exchange converted to a red week 2 bedroom. So before you use the pool, just plan to transfer you extra points over to RCI. I can't be sure they will continue to do this as stated above, but I know I'm transferring 245K points over to RCI into 4 exchanges (a couple 28K, a 77, and a 105).