If I were looking to get into a good program, at the lowest price point, I'd look to buy a platinum 2BDRM LO week at the Marriott Manor Club in Williamsburg Va. I think you could get one for under $10k, resale, if I'm not mistaken.
First you get into the Marriott program, which I think has the best overall package of quality resorts in the most diverse locations. Secondly, the LO gives you flexibility down the road, and you can definately split now and use your 1bdrm, and perhaps your studio to upgrade into a 2bdrm in Orlando quite easily. Thirdly, its a great resort to go to all by itself. I love the area, with Water Country, and Busch Gardens very close by. Lastly, it is my understanding that it trades very well in II.
Regards.
Joe