I like our HGVC membership. But 3400 points are too few to get you to say Hawaii during peak travel times.
As with any developer sale, you paid too much (just like I and many of us here did
). If you can rescind still, I would recommend you do so ASAP.
For $14,000 you can get 7000 points through the resale market.
A good resale agent here on TUG is Seth Nock. You can contact him
here
Once you rescind, take your time and study your options. HGVC is a very good program, but there are others too. Stick around here and learn and you will find this to be a fun friendly place.
Good luck