I'm surprised that MVC has not put out a formal message to its owners about how Covid 19 may be impacting maintenance fees in the next year. To my way of thinking, nothing specific, just generalizations (like those speculated above, but carrying weight if they came from MVC).
Having said that, I am reading old mail from MVC, and I unearthed the Desert Springs Villas II Board Minutes, financials, and the HOA Board President's letter to owners (June 2020).
Let me say at the outset, that other than the board members who make a career of staying on the MVC HOA Board, and in some cases, multiple MVC HOA Boards, I think the DSV II HOA Board and President have done a spectacular job, over the long run. Ben Steinberg's (Board President), June 2020, letter to owners, is, in my opinion, well written, informative and candid. In that letter, Mr. Steinberg makes reference to the variety of places where DSV II has incurred a cost savings, during the Covid 19 Pandemic, where they encountered unplanned expenses, where/why they moved up some major capital/construction projects (brilliant, in my opinion), and some very peripheral mention of what may be ahead. I have attached that letter, to this post, FYI. Since it is historically the same people at MVC (staff), who have editorial prerogative on letters like this one, I would not be surprised if there have been similar letters from the Presidents of other MVC resorts, and HOA's to owners.
There were two (other) noteworthy mentions, to me: (1) MVC will no longer (until advised otherwise) be buying back defaulted weeks, that were reacquired by the HOA. If I understand that process right, historically, the HOA would encumber a defaulted week, and then MVC would buy that week, from the HOA (MVC would then assume responsibility for the maintenance fee on that week). What appears to be the case, now, is that the HOA is going to accumulate an inventory of these defaulted week, not be able to sell them to MVC, and as a result, the HOA will be left with the financial burden for the maintenance fee, on all of the weeks that they own (OR, hopefully find some other way to sell the weeks). Hopefully, the HOA will have the ability to "RENT" the defaulted weeks that they own, to recover the maintenance fees on those weeks. Of note, these weeks are independent of the weeks that Riverside County acquires by (tax) default/liens. (2) There is a list of all of the weeks that the HOA is placing a lien on, for outstanding maintenance fees; that number is 839 weeks, with an average outstanding debt of $1400.00/per week. I don't know what the true numerator and denominator are, but for FY 2020, that seems like a substantial number of units with liens (I assume a number of owners, intending to walk away from their weeks).
It would be interesting to know if other MVC HOA Board President's letters, carry a similar message.