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Considering RCI

grapeaide

TUG Member
Joined
Apr 8, 2024
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I currently need to bank 2 weeks at Woodstone at Massanutten, and I'm considering joining RCI to do so (I've used DAE/7 Across in the past which was 1:1). I have weeks, not points. RCI is telling me that each of my 2 bedroom units would probably have a trading power of 10, but that I'd need to be a member to see what I could get for that. Does anyone know if 10 is a decent trading power? I have no idea and don't want to end up worse off by joining RCI than I was with 7 Across. I am just over 6 months out so I really need to bank soon, as I hear it makes a difference in your trading power. Thanks.
 
10 isn't much. Though I am in Points, not Weeks, so can't really offer comparisons. It'll cost $125 or so to join. I honestly don't see it as a 'Win'.
 
I'm not sure that the trade in value is the same for weeks vs. points. Anyone with weeks have any input here? I just don't want to waste my money joining RCI if I can't get anything decent for it. And by decent it doesn't have to be the Ritz, just a week somewhere nice-ish when there's no school (U.S. winter, spring or summer break from school).
 
What week? You are also probably being dinged for a late deposit. Even if you paid and set up rci today, it would probably be 2-6 weeks before you could deposit.
 
For comparison I have a 2 BR at Wyndham Flagstaff that used to be with RCI. At 9 months out it got 27 TPUs. That is the same number of points as a 2 BR we own 45 miles west of Atlanta. Both are summer weeks. Trading during your popular times, we might be short 2 ot 3 TPUs. We are able to travel in spring and fall and can adjust to make a trade that fits our level. 10 TPUs are not much, unless is 60 days out. We are in the weeks part of RCI.
 
If you Deposit your week more than 9 months (271 days) before its check-in date, you’ll receive its full Deposit Trading Power value.

If you Deposit within 9 months, you’ll receive a percentage of the maximum Deposit Trading Power based on a sliding scale – the Deposit Trading Power Adjustment Schedule – as follows:
Adjustment Schedule Details
Deposit Trading Power Adjustment SchedulePercent of Trading Power Retained
9 months to 2 years (271 + days) from check-in100%
6 to 9 months (181 to 270 days) from check-in95%
3 to 6 months (91 to 180 days) from check-in90%
1 to 3 months (31 to 90 days) from check-in80%
15 to 30 days from check-in60%
14 days or less from check-in45%
 
So at 6 months you would still be getting 90% of the value but that puts your week in January. While Massanutten is a ski resort, there isn't a lot of demand for full weeks in the winter especially with their $126 resort fee for a 2 BR unit for RCI exchangers. All January and February 2BR deposits at Woodstone or Summit have a max trading power of 11 and current trading power of 10. You would have until sometime in October before it drops down to 9.
 
What week? You are also probably being dinged for a late deposit. Even if you paid and set up rci today, it would probably be 2-6 weeks before you could deposit.
Week 5 (1st week in Feb). Why does it take 2-6 weeks before you can deposit with RCI? I think Massanutten said that they pre-bank Woodstone units, so maybe that would help?
 
So at 6 months you would still be getting 90% of the value but that puts your week in January. While Massanutten is a ski resort, there isn't a lot of demand for full weeks in the winter especially with their $126 resort fee for a 2 BR unit for RCI exchangers. All January and February 2BR deposits at Woodstone or Summit have a max trading power of 11 and current trading power of 10. You would have until sometime in October before it drops down to 9.
So it sounds like maybe I'm better off with 7Across? Their inventory is limited but it's 1:1 and I think you just have to wait and see what inventory becomes available. It's been kind of a crap shoot.
 
Week 5 (1st week in Feb). Why does it take 2-6 weeks before you can deposit with RCI? I think Massanutten said that they pre-bank Woodstone units, so maybe that would help?
11 TPU is the max. If deposited today, it would be 10 TPU.

As others have said, 10 TPU is limited, but it's also not nothing. Give me a sample of a trip you'd like to exchange it into, and we can probably give you a realistic idea of if that's achievable with 10 TPU. Being very general, 10 TPU would probably get you a 1 bedroom in the offseason in places like Orlando or Myrtle.
 
For comparison I have a 2 BR at Wyndham Flagstaff that used to be with RCI. At 9 months out it got 27 TPUs. That is the same number of points as a 2 BR we own 45 miles west of Atlanta. Both are summer weeks. Trading during your popular times, we might be short 2 ot 3 TPUs. We are able to travel in spring and fall and can adjust to make a trade that fits our level. 10 TPUs are not much, unless is 60 days out. We are in the weeks part of RCI.
Sounds like Woodstone at Massanutten isn't worth much with RCI. If I had points would it make a difference?
 
11 TPU is the max. If deposited today, it would be 10 TPU.

As others have said, 10 TPU is limited, but it's also not nothing. Give me a sample of a trip you'd like to exchange it into, and we can probably give you a realistic idea of if that's achievable with 10 TPU. Being very general, 10 TPU would probably get you a 1 bedroom in the offseason in places like Orlando or Myrtle.
Wow. Ok. That is helpful. I might stay with 7 Across, then. With 7Across we've traded into Cancun, Cabo, Bahamas, etc.
 
Week 5 (1st week in Feb). Why does it take 2-6 weeks before you can deposit with RCI? I think Massanutten said that they pre-bank Woodstone units, so maybe that would help?
It takes several weeks for rci to verify your ownership to fully set up your rci account. Until that happens you can't deposit. If you already had an rci account it would only take 1-5 days to get your week verified.
 
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