• The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 30 years!

    Join Tens of Thousands of other Owners just like you here to get any and all Timeshare questions answered 24 hours a day!
  • TUG started 31 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Read about our 30th anniversary: Happy 31st Birthday TUG!
  • TUG has a YouTube Channel to produce weekly short informative videos on popular Timeshare topics!

    Free memberships for every 50 subscribers!

    Visit TUG on Youtube!
  • TUG has now saved timeshare owners more than $23,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $23 Million dollars
  • Sign up to get the TUG Newsletter for free!

    Tens of thousands of subscribing owners! A weekly recap of the best Timeshare resort reviews and the most popular topics discussed by owners!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    All T-shirt options here!
  • A few of the most common links here on the forums for newbies and guests!

Companies are Creating Apps and Loyalty Programs to Take Away Your Right to Sue

dioxide45

TUG Review Crew: Expert
TUG Lifetime Member
Joined
May 20, 2006
Messages
50,769
Reaction score
22,268
Location
NE Florida
Resorts Owned
Marriott Grande Vista
Marriott Harbour Lake
Sheraton Vistana Villages
Club Wyndham CWA
I've read a few stories over the past few months about this and just noticed it today in an email I received about the Texas Roadhouse (restaurant) loyalty program. McDonalds has done this with their app and there was a notable case regarding Disney+.

This is all about losing your right to a jury trial. It seems when you sign up for an app or loyalty program you are agreeing to binding arbitration. You lose your ability to a jury trial and you lose your ability to join a class for a class action lawsuit. You have no ability to opt out except to just not use the app or loyalty programs.

It seems you are giving up a lot more than just your data, personal information and browsing history to save a few dollars on lunch. (or whatever it might be). This is why companies are pushing the use of their app so much and why they all seem to have some kind of loyalty program.
 

CalGalTraveler

TUG Review Crew: Veteran
TUG Member
Joined
Dec 21, 2014
Messages
10,461
Reaction score
9,032
Location
California
Resorts Owned
HGVC, MVC Vistana
Thanks for the PSA. Healthcare programs have been forcing participants into binding arbitration for a while now. It seems that you really have no choice because you need healthcare.

McDs and Roadhouse seem extreme.
 

dioxide45

TUG Review Crew: Expert
TUG Lifetime Member
Joined
May 20, 2006
Messages
50,769
Reaction score
22,268
Location
NE Florida
Resorts Owned
Marriott Grande Vista
Marriott Harbour Lake
Sheraton Vistana Villages
Club Wyndham CWA
Thanks for the PSA. Healthcare programs have been forcing participants into binding arbitration for a while now. It seems that you really have no choice because you need healthcare.

McDs and Roadhouse seem extreme.
It seems to be an issue now with the recent e-coli outbreak with onions on the McDonalds Quarter Pounder. If you became ill and have the app and/or ordered on the app, you likely have to take your case through arbitration.
 

CalGalTraveler

TUG Review Crew: Veteran
TUG Member
Joined
Dec 21, 2014
Messages
10,461
Reaction score
9,032
Location
California
Resorts Owned
HGVC, MVC Vistana
Yep. McD's had that coffee burning case a while ago. Perhaps that spurred them to get the lawyers involved.

At least with McD's and most restaurants you can choose not to eat there.

Banks seem to be doing this as well. It seems there is nothing you can buy that doesn't require arbitration. Problem is that arbitration has been shown to be biased toward corps. It seems that consumers are left without choices.
 

pedro47

TUG Review Crew: Expert
TUG Member
Joined
Jun 6, 2005
Messages
23,052
Reaction score
9,221
Location
East Coast
I've read a few stories over the past few months about this and just noticed it today in an email I received about the Texas Roadhouse (restaurant) loyalty program. McDonalds has done this with their app and there was a notable case regarding Disney+.

This is all about losing your right to a jury trial. It seems when you sign up for an app or loyalty program you are agreeing to binding arbitration. You lose your ability to a jury trial and you lose your ability to join a class for a class action lawsuit. You have no ability to opt out except to just not use the app or loyalty programs.

It seems you are giving up a lot more than just your data, personal information and browsing history to save a few dollars on lunch. (or whatever it might be). This is why companies are pushing the use of their app so much and why they all seem to have some kind of loyalty program.
Thanks for sharing this information.
 

Tia

TUG Member
Joined
Jun 6, 2005
Messages
3,461
Reaction score
543
Another reason to not get an app, I thought they'd just gather your info not what is suggested in post
 

jp10558

TUG Review Crew: Veteran
TUG Member
Joined
Oct 31, 2022
Messages
1,584
Reaction score
1,084
Location
Southern Tier NY
Resorts Owned
HGVC Seaworld
Wyndham Smoky Mountains
Foxrun Lake Lure
Personally I'd like the government to make binding arbitration illegal - at least without a wet signature on a distinct contract rather than one of adhesion. Actually, I'd like to see all these contracts of adhesion also made much narrower in scope or illegal. I can dream right?

At the very least it seems to me like we should limit contracts of adhesion to the specific thing you're using it for - maybe there's binding arbitration for stuff with using the app (your order was lost, or gotten wrong, or your card was charged incorrectly, or your info was leaked), but I really feel like you should have to sign something on entry to restaurant or pick up of food for binding arbitration on that part of the relationship. It was especially blatant with Disney claiming a trial for Disney+ contractually bound park entry... With these nakedly prejudicial terms hidden in there I think to have the contracts stand they need to have witnesses that you actually understood it was a full contract, you read and understood the terms (or explicitly opted not to) etc.
 

Carolinian

TUG Member
Joined
Jun 6, 2005
Messages
10,861
Reaction score
1,094
Location
eastern Europe
Another reason to not get an app, I thought they'd just gather your info not what is suggested in post

I avoid apps and most loyalty programs. Most loyalty programs send to be moving to using your phone number for the account number, since that allows for consolidation of data after they sell it. If I want to use those programs, I would probably use a Skype number in a different area code with a different name on it.

Privacy is something you have to work at these days in the US. Many European countries have more extensive data privacy laws. One thing I do is use privacy oriented browsers like BraveSearch and DuckDuckGo instead of Google, whose business model is to sell your data. I also carry a deGoogled Android phone that uses the Calyxo operating system and has anthing Google remvoed from the phone.
 
Top