- Joined
- Jun 6, 2005
- Messages
- 14,759
- Reaction score
- 3,579
- Location
- Kansas
- Resorts Owned
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Marriott Grand Chateau
Marriott Shadow Ridge
Marriott Ocean Pointe
Marriott Destination Club Points
Hilton Grand Vacation Club Las Vegas Blvd
Grand Colorado on Peak 8
Spinnaker French Quarter Resort Branson
Over a decade ago, Capital One sent out a guarenteed acceptance credit app to an address we hadn't lived at in several years. The occupant of the house filled out the app with my name on it, filled in a different DOB, SS#, different mothers maiden name and different employment history. The idiots at Capital One issued the card, which was immeadiately maxed out and never paid on.
Capital One then put the bad debt charge off on my credit record and began trying to collect the debt from me. I had to threaten legal action to get them to stop their attempts and twice had to threaten them as they put it on my credit record, took it off and then put it back on again.
Today I received another "attempt to collect a debt" from some shister collection agency who buys up these bad debt write offs. It's been well past the limit of when this debt can be legally collected yet, I have to either call or write a letter explaining it's not my debt.
Thanks to Capital One for issuing credit on an application that was obviously fraudulent and a big thanks to Capital One for the ongoing headache.
Capital One then put the bad debt charge off on my credit record and began trying to collect the debt from me. I had to threaten legal action to get them to stop their attempts and twice had to threaten them as they put it on my credit record, took it off and then put it back on again.
Today I received another "attempt to collect a debt" from some shister collection agency who buys up these bad debt write offs. It's been well past the limit of when this debt can be legally collected yet, I have to either call or write a letter explaining it's not my debt.
Thanks to Capital One for issuing credit on an application that was obviously fraudulent and a big thanks to Capital One for the ongoing headache.