hey all,
A couple weeks ago my husband and I purchased a Sheraton flex plan and later that night, something wasn't sitting right with me about it. Within a few days, I checked the Vistana website and there was NOTHING available. I mean literally not a single random weekday for as far out as I could search. So immediately told him we’re canceling (later to discover that nothing was showing in our search results at the time, but a week later it would…? oh well, I’d still rather rescind now and do some research rather than stick with it and hope we figure out how to make it work eventually) we wrote up a letter, sent it certified mail, etc.
I have a few questions though
1. if they don’t confirm our rescission before the first payment is due, will it affect our credit? (looking like we’re past due on a loan because they haven’t cancelled it yet) I sent the letter within the 5 days, but I’m not sure how much time they have to review it/ actually cancel everything.
2. we made our down payments on the SPG Amex cards we opened with them that day, will we get that back as well? Does anyone know if the credit cards stay open or if they’ll close those out as well?
3. they gave us the catalog stuff on a kindle fire, will I have to ship it back to them, will they dock the cost from our down payment refund, or will they just let it go and not try to charge us/get it back? (I don’t care if they want it back, it’s a crap tablet and isn’t terribly expensive if they do want to charge me, I just want to know about any charges they may try to slide in there)
A couple weeks ago my husband and I purchased a Sheraton flex plan and later that night, something wasn't sitting right with me about it. Within a few days, I checked the Vistana website and there was NOTHING available. I mean literally not a single random weekday for as far out as I could search. So immediately told him we’re canceling (later to discover that nothing was showing in our search results at the time, but a week later it would…? oh well, I’d still rather rescind now and do some research rather than stick with it and hope we figure out how to make it work eventually) we wrote up a letter, sent it certified mail, etc.
I have a few questions though
1. if they don’t confirm our rescission before the first payment is due, will it affect our credit? (looking like we’re past due on a loan because they haven’t cancelled it yet) I sent the letter within the 5 days, but I’m not sure how much time they have to review it/ actually cancel everything.
2. we made our down payments on the SPG Amex cards we opened with them that day, will we get that back as well? Does anyone know if the credit cards stay open or if they’ll close those out as well?
3. they gave us the catalog stuff on a kindle fire, will I have to ship it back to them, will they dock the cost from our down payment refund, or will they just let it go and not try to charge us/get it back? (I don’t care if they want it back, it’s a crap tablet and isn’t terribly expensive if they do want to charge me, I just want to know about any charges they may try to slide in there)
