My husband and I purchased a timeshare in Mexico (which the resort said wasn’t a timeshare but a ‘vacation club package’) on a vacation back in July of 2022. I had buyers remorse the next day but we wanted to continue enjoying our vacation while we could so we didn’t get it canceled in the rescission time frame. We did a down payment and are in the early stages of paying for the loan so it is far from paid off. It is not deeded and they said if we want out we have to take care of it ourselves. They also said we have to pay off the entire loan before we can even try selling it. Our financial situation has changed and we can’t afford to spend anymore on what has become a nightmare. My husband wants to stop anymore payments to them and just walk away. He thinks that they cannot effect our credit scores because they don’t have our social security numbers. Is there anyone that can give any advice on this and if it’s true about the SSN? I’ve searched everywhere for an answer to this and haven’t found one. It would be much appreciated if anyone can help with this question. Thank you!