most of the incentives are going to industrial production of solar electricity, while the greatest value would be for homeowners to install solar to generate electricity in their own homes. ... Governments would greatly benefit from using common sense rather than trying to control everything
Do you actually think govts have not controlled the residential solar market ever since its infancy? The only reason the market exists is govt subsidies, (and cheap production in China).
Homeowners making 1-by-1 personal decisions are the last bastion of using value to decide. If they don't install solar it is because the huge subsidies that have existed for, idk, 20 yrs maybe, weren't enough for them. Incentives switched toward "industrial production" because homeowners didn't react strongly enough to the "value" of residential incentives.
AFAIK, maybe 4 yrs ago, CA state govt passed a law that every newly-built home in CA MUST incl solar. There was a gradual implementation, but AFAIK that law is now fully in effect, but I haven't followed it. How's that for "value"?
"greatest value would be for homeowners to install solar"
You'd better come up with a detailed definition of "value".
You'd better get more of the "govt control" that you don't like.
You must believe you know better about the individual finances oof CA homeowners than they do.