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Borrowing BG points for RCI

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I own 20K BG points and want two 1-beds at SSR. I have 20K that expire at the end of this month, but show bookable for up to 6 months from today, which I plan to book a room in May with. That will cost 11K and I will have 9K left. I need another 2K to get another 1-bed at SSR. I also have 20K that come to me March 1, but are showing in RCI as not bookable until 6 months from now, when the window from my current points end (this changes every day by one day, so that they never overlap). So in a way, my current points are "pushing back" my upcoming points in RCI (hope that make sense to someone who uses BG through RCI, as its hard to explain). First, can I somehow "borrow" 2K from my upcoming 20K to use with my remaining current 9K? If not, when my current 20K are used or expire at the end of this month, will I be able to immediately use my upcoming 20K starting March 1 to book a second room for May (instead of 6 months from now like it currently says), since my current points will no longer be "pushing back" my upcoming points?
 

GrayFal

TUG Review Crew: Expert
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Marriott Bluegreen SVV Morritt's Seaside Former WSJx5
Are the 20K you have in your account now already saved points?
Only saved points are restricted to a 6 month RCI exchange window.....so I am not sure you are reading it correctly.

If you paid your maint fee last November then you can call BG and ask them to add your "future" points that become usable 3/1/16 to your account now so you can access them.

Your account would then read in RCI that you have 40 K points good to be exchange 2 years out.
If the 20K points have already been saved and expire 2/29/16, you need to trade them NOW for something within 6 months or you will lose them.

If the 20 K points are in fact this years points there is no restriction to trading only 6 months out. By asking for your 3/1/16 to be added to your account, This will allow you to trade for May using your oldest points first and access the 2K you need for the second reservation.
 
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These are points that were already in the account when it was transferred into my name, so I don't know for sure, but I assume they are not saved points because under I am able to save them (I have not yet because I assumed that meant I could not use them in RCI, it would be great if I am wrong, as I'd like to have a little more time to use them).

When I log into my RCI it says this:

Travel Window Total Points

7-Feb-2016 -
5-Aug-2016 20000

6-Aug-2016 -
7-Feb-2018 20000

The actual dates change each day, but the first window is always 6 months and the second is always 1.5 years. I will be paying my MFs this month since they are due in March, and it will be great if I can then use them together. Let me ask you, if I play them tonight online, will it be automatic? Or will I have to wait for BG to do something?

Thank you so much for answering both of my questions! You have been a great help :)
 

GrayFal

TUG Review Crew: Expert
TUG Member
Joined
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Messages
10,416
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2,298
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699
Location
The Hamptons, NY
Resorts Owned
Marriott Bluegreen SVV Morritt's Seaside Former WSJx5
These are points that were already in the account when it was transferred into my name, so I don't know for sure, but I assume they are not saved points because under I am able to save them (I have not yet because I assumed that meant I could not use them in RCI, it would be great if I am wrong, as I'd like to have a little more time to use them).

When I log into my RCI it says this:

Travel Window Total Points

7-Feb-2016 -
5-Aug-2016 20000

6-Aug-2016 -
7-Feb-2018 20000

The actual dates change each day, but the first window is always 6 months and the second is always 1.5 years. I will be paying my MFs this month since they are due in March, and it will be great if I can then use them together. Let me ask you, if I play them tonight online, will it be automatic? Or will I have to wait for BG to do something?

Thank you so much for answering both of my questions! You have been a great help :)

Okay, these are NOT saved points so you can use them all the way out to February 2018.
However, From what you have said, they will expire on 2/29/16 soooooo you need to make your exchange now to be able to use them two years out. If it gets close to 2/29 and you have not used them yet,me sure to pay the "save points" fee of $35 dollars online so you do not lose them.

Best to wait until tomorrow, pay the fee over the phone and at the same time request they move your future points into your account at that time. That will give you 40K to play with.

But don't forget to save them if you do not use them all before the expiration date.

You can use saved points in RCI but only 6 months out and you can use them to reserve BG resorts but only in blue, white and red time.

So you dates would read
February 7, 2016 to August 5,2016 40,000
August 6, 2016 to February 6, 2018 20,000

HTHs
 
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