Blackwell Recovery on my case !

[werzle]

Hi , anyone advise me please, let me firstly state that we live/reside in the UK. .

We have a timeshare with Legacy Vacation Resorts in Florida, because of Covid we were unable to travel and the fact that we now are both retired, so decided that we no longer wanted our timeshare. We tried to contact Legacy to ask them to take the rental back but but despite a number of emails received nothing back.
We were originally told by someone on TUG that if we did not pay, then Legacy would take us to forclosure so decided we would go down that route as Legacy had not responded to our request to hand the unit back to them. We made the decision that we would stop paying the maintenance fees as we had already fully paid for the unit, Legacy continued to send regular maintenance bills plus interest but we never paid these. I shold also say that we did not want any payment for the unit as we were quite prepared to walkaway from it.

We have just received a letter from Blackwell Recovery informing us that they are trying to recover the debt.

My question is can they chase us for the debt in the UK, and if we continue to avoid paying them will it eventually go to foreclosure. We dont really understand this process as we live in the UK.
Any advise will be most welcome.

Hi Mtpockets,

We are now in the same position as yourself with Blackwell Recovery and Legacy Vacation Resorts.
We also live in the UK.
Would it be possible for you to let me know how your case progressed or was resolved so that I can assess how we deal with this issue.
We tried to give back our weeks over the last 2 years but although being given a final financial settlement option, Legacy would not give us an invoice to carry this out therefore giving us no proof of our payment to them so we would not go forward on it.
As a result we have defaulted on the maintenance payment and are now being chased by Blackwell Recovery.
Any information on how you went on would be gratefully received.

 

[TheTimeTraveler]

Hi Mtpockets,

We are now in the same position as yourself with Blackwell Recovery and Legacy Vacation Resorts.
We also live in the UK.
Would it be possible for you to let me know how your case progressed or was resolved so that I can assess how we deal with this issue.
We tried to give back our weeks over the last 2 years but although being given a final financial settlement option, Legacy would not give us an invoice to carry this out therefore giving us no proof of our payment to them so we would not go forward on it.
As a result we have defaulted on the maintenance payment and are now being chased by Blackwell Recovery.
Any information on how you went on would be gratefully received.

@mtpockets hasn't been back since November 12, 2023 so I doubt you will ever see their response.............










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[mtpockets]

Hi Mtpockets,

We are now in the same position as yourself with Blackwell Recovery and Legacy Vacation Resorts.
We also live in the UK.
Would it be possible for you to let me know how your case progressed or was resolved so that I can assess how we deal with this issue.
We tried to give back our weeks over the last 2 years but although being given a final financial settlement option, Legacy would not give us an invoice to carry this out therefore giving us no proof of our payment to them so we would not go forward on it.
As a result we have defaulted on the maintenance payment and are now being chased by Blackwell Recovery.
Any information on how you went on would be gratefully received.

Hi werzle., sorry to hear you have also had a bad experience with Vacation Resorts.
The latest is that in Jan of this year I received a bill from a company called Pinnacle Revovery Inc in Feb 2024 issueing us with a debt amount and asking for payment as they are now taking on the debt recovery.
The amount includes for the outstanding maintenance fees, an interest charge , a late fee charge and collection fees.
Following earlier comments aboout not responding or communicating to any mail or enquiries from these companies I have to date ignored them and am waiting to see where this goes.
I have today coincidentally received a reminder from Pinnacle to contact them with details of how and when I will make payment. I will again ignore this request for now.

My only real concern is that they pass/sell the debt onto a UK registered debt recovery service who may then pursue it through the UK courts as no one seems to be able to definately answer my original enquiry.
Not sure if this helps, but updates you and any other interested on my current situation.