happy yes (but some no)
We get 510K RCI Points a year, at a 2012 rate of $.0053/point (.53 cents per point), so are very happy with cost. Between our points properties (all 2 or 3br L/Os), and 2 - 2BR L/Os that we can either deposit for TPU or PFD for points, we get plenty of vacations for us and family.
We'd be elated with RCI Points except for the website -- the bottom line is that the enhancements implemented a few months ago totally screwed things up for us. What used to take on a matter of minutes to check for potential exchanges via month, has turned into looking at many calendar days now; taking considerably longer. In addition, the website is really buggy and we haven't been able to book our last 4 exchanges on the website; had to use VCs. I have a PC and Mac with various browsers for each, in order to make the best that I can from the points website. The home resort options are totally messed up in RCI Points.
There is no Holy Grail in RCI Points or TPU Weeks. Each user will have different needs, maintenance fees, travel plans, priorities, etc. Mileage will vary.