I hope someone can help us! We are paying for private insurance thru Anthem for an unemployed 45 yr old daughter going through some difficulties. We have a $2500 deductible but she is able to pick her doctors thru its PPO list of doctors. Premium has skyrocketed to about $275/month.
Her last breast exam she needed to come back a second time for a recheck and they also did an ultrasound and was told there is some type of 'scarring' and they are watching it, but come back in a year.
Recently I read about a woman with Anthem that had developed breast cancer and they told her she wasn't covered for that. (It was a USA Today article). I hesitate to call Anthem because it may raise a Red Flag and they cancel her.
I had breast cancer 12 years ago and her father died of stomach cancer so it is crucial that we have insurance for her that will cover any hospital costs if that is where this will end up next year. We are retired and cannot afford to pick up the entire costs of hospital charges.
Any advice on how to get answers without causing Anthem to take actions is greatly appreciated. Is there a specific place on the policy that would list its exclusions? Thank you in advance.
Her last breast exam she needed to come back a second time for a recheck and they also did an ultrasound and was told there is some type of 'scarring' and they are watching it, but come back in a year.
Recently I read about a woman with Anthem that had developed breast cancer and they told her she wasn't covered for that. (It was a USA Today article). I hesitate to call Anthem because it may raise a Red Flag and they cancel her.
I had breast cancer 12 years ago and her father died of stomach cancer so it is crucial that we have insurance for her that will cover any hospital costs if that is where this will end up next year. We are retired and cannot afford to pick up the entire costs of hospital charges.
Any advice on how to get answers without causing Anthem to take actions is greatly appreciated. Is there a specific place on the policy that would list its exclusions? Thank you in advance.