Besides the mf a little higher then normal, do you see anything really wrong with this listing?
I distinguish the listing and the contract.
The contract first. You don't want your entire portfolio to be made up of resorts with maintenance fees of $8+/thousand points. But, if you want to give yourself a nudge to go to Hawaii every two years, $70/month doesn't sound all that bad a way to do it. 203K points gets you a 2BR unit in High season -- ten weeks of the year. The big question is do you need to own there to go there? Can you get those weeks and maybe some prime season weeks with say, $5/thousand or $6/thousand point contracts at a different home resort?
I don't know. I don't do Hawaii, don't have a clue how the market is. There are lots of people on TUG who are Hawaii experts. I've been to Hawaii many times, none of them recently and most of them at Pearl Harbor on the way to or from the Western Pacific. I've stayed at the Hale Koa on Waikiki a few times for a few nights. Some people love Hawaii. I don't. I don't dislike it, but I don't seen the big deal. I live in Virginia and in my mind, the bad of going and coming tend to outweigh the good of being there.
The listing. I have bought from tochoa, not recently. He has been selling on ebay for a long time, has a good reputation, and I would not hesitate to buy from him again. There are several things I don't like about the listing but that doesn't mean it's a bad contract. I don't like listings that have a statement about the photos being general in nature and maybe not even of the resort in the listing. I think it's lazy -- saying I don't want to work hard enough at this to put photos of the particular resort. This one doesn't seem to be egregious (although I do wonder about the common room with the vending machines and a faux fireplace). Sometimes you see listings for Sedona with a photo of Ocean Boulevard in Myrtle Beach and the harbor in Newport, RI. I think most people would like to see photos of the place they might be buying, not every other resort in the system. I don't like that you have to get down in the listing to find out it is an EOY listing. It's only three letters -- it should be in the title.
The listing says points will be issued 01/01/2020. You'll get the points when the transaction is complete in Wyndham's books. The transaction should be complete in time to get the points by 01/01/2021 but there could be a problem getting a reservation with only ten weeks available. These are only "first year" difficulties.