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As is true with time share cold calls, never trust caller ID. Hang up, look on the back of your card and call your bank if someone calls you claiming to be from your bank. People get scared!
Nope. So far they have claimed to be from social security, health insurance assistance, and other random stuff. Even when I get a legit voicemail from my bank call to verify something, I only call the number on my card or on the bank's website.
My philosophy is that it is a scam unless I can prove otherwise.
If the call does not match a number in the directory,
the phone (AT&T) makes the caller punch a random
code to show they're a real person before it rings.
A few sales-creeps get thru, but at least no robo calls.
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