Is there any real advantage compared to 81,000? On a SVN exchange to a 1 BR, there is not much use for the remaining points, is there?
I have looked into buying additional timeshare(s) in the SVN network and would MUCH prefer to buy one for 95,700 versus 81,000. Here are some examples of what 95,700 SO could get you that 81,000 SO could not:
1. 2 BR L/O at Westin Riverfront in summer would be 95,700 SO. If you only had 81,000 SO you would be limited to a 1 BR (for 51,700 SO) that sleeps 4 (maybe 5???).
2. 2 BR at Sheraton Steamboat in summer would be 95,700. You could not get into this resort in summer with less than 95,700 because they only have 2 and 3 bedroom units - no lockoffs at this particular resort.
3. 2 BR L/O at one of the Orlando resorts (SVV or SVR) in summer would be 95,700 SO. 81,000 SO could get you a 2 BR without the Lockoff, which are fine but significantly smaller and more crowded feeling, especially if you're traveling with another family or with children.
4. 2 BR in Bay Vista phase of WSJ in summer requires 95,700 SO. If you had only 81,000 SO you could not get into the Bay Vista phase in summer, and while you have enough SO to get into the Hillside/Virgin Grand phase of WSJ in summer, you are VERY unlikely to be able to get there unless you own in that phase/season.
5. 2 BR L/O at Harborside in summer requires 95,700 SO. 81,000 SO would get you a 2 BR without the lockoff, which sleeps only 6 (up to 8 or 9 in the 2 BR L/O). At Harborside this is really important as you will only be given wristbands for the occupancy limit in your unit.
Anyway, these are a few examples of vacations we have taken (or considered taking) using our staroptions. We currently have over 95,700 SO so it hasn't been a problem for us, however, if you had only 81,000 SO you would be limited, as the examples explain. Keep in mind that we have kids and travel primarily during summer, so I'm sure there are other examples for different seasons that demonstrate similar advantages to 95,700 versus 81,000.