2025 HGVC Club Rules

[GT75]

Can someone review the new 2025 HGVC Club Rules for changes? I haven’t had time to read through the new rules yet but one thing did catch my eye. I saw that it is stated that HGVMax is an exchange program. Maybe that was there before. I will be able to review and update the fees next week.

 

[CalGalTraveler]

Hilton Grand Vacations Club Fee Schedule

Effective JANUARY 1ST, 2025​

2025 Club Dues​

Transaction Type	Fees
Annual Club Dues - Domestic	$219 (JPY 27, 513)
Annual Club Dues - International	$256 (JPY 32, 352)

Activation Fees​

Transaction Type	Fees
Club Inventory Activation Fee per interval (Purchased through Resale/Private)	$715
Ownership Change Fee | Single fee (when multiple weeks enrolled at same time)	$489
Activation Fee Voluntary (1 Interval)	$399
Estoppel Fee	$99
Resale Value Comparison Letter	$29
Points Activity Statement (2 – 5 years)	$65
Points Activity Statement (5+ years)	$125

Transaction Fees​

Home Week & Home Resort Transaction Fees​

Transaction Type	Fees
Home Week	Complimentary
Home Resort Priority, by Hilton Club Priority or Club (Changeable) – Phone/Online	$129/$79
Elite - Club or Home Resort using Club Points – Phone/Online	$129/$69
Elite Plus - Club or Home Resort using Club Points – Phone/Online	$129/$59
Elite Premier - Club or Home Resort using Club Points – Phone/Online	Complimentary
Club Reservations using Bonus Points - Phone/Online	$129/$79
Elite - Club or Home Resort using Bonus Points – Phone/Online	$129/$69
Elite Plus - Club or Home Resort using Bonus Points – Phone/Online	$129/$59
Elite Premier - Club or Home Resort using Bonus Points – Phone/Online	Complimentary

Guest Certificates​

Transaction Type	Fees
Home Week Guest Certificate - Phone/Online	Complimentary
Guest Certificate - Phone/Online	$94/$89
Elite Premier - Phone/Online	Complimentary
Open Season Cash	Not Available

Cancellation Protection​

Transaction Type	Fees
Cancellation Protection (At Time of Booking)	$104
Cancellation Protection (Post Booking)	$134

ClubPartner Perks​

Transaction Type	Fees
ClubPartner Perk Transaction - Phone only	$165
Elite Members - Luxury Home	$159
Cruises	$165

Hilton Honors Transaction Fees​

Transaction Type	Fees
Hilton Honors Hotel Reservations using Points - by Phone only	$154
Elite Premier - Hilton Honors Hotel Reservations using Points - Phone only	Complimentary
Elite Plus - Current Year Hilton Honors - Conversion at a higher rate - Phone/Online	$189/$154
Elite Premier - Current Year Hilton Honors - Conversion at a higher rate - Phone/Online	Complimentary

Point Stretching​

Saved Points Exception​

Transaction Type	Fees
Saved Points Exception from Prior Year - January - Phone only	$372

Hilton Honors Conversion Fees​

Transaction Type	Fees
Hilton Honors Conversion - Club or Bonus Points - Phone/Online	$189/$174
Elite - Hilton Honors Conversion - Club or Bonus Points - Phone/Online	$189/$174
Elite Plus - Hilton Honors Conversion - Club or Bonus Points - Phone/Online	$189/$154
Elite Premier - Hilton Honors Conversion - Club or Bonus Points - Phone/Online	Complimentary

Save Points Deposit | January — August​

Transaction Type	Fees
Save Points – Phone/Online	$144/$120
Elite - Save Points – Phone/Online	$144/$120
Elite Plus - Save Points – Phone/Online	$144/$100
Elite Premier - Save Points – Phone/Online	Complimentary

Save Points Deposit | September — November​

Transaction Type	Fees
Save Points – Phone/Online	$164/$140
Elite - Save Points – Phone/Online	$164/$140
Elite Plus - Save Points – Phone/Online	$164/$120
Elite Premier - Save Points – Phone/Online	Complimentary

Save Points Deposit | December​

Transaction Type	Fees
Save Points – Phone/Online	$269/$249
Elite - Save Points – Phone/Online	$269/$249
Elite Plus - Save Points – Phone/Online	$269/$229
Elite Premier - Save Points – Phone/Online	Complimentary

RCI Deposit​

Transaction Type	Fees
RCI Deposit - Phone/Online	$189/$174
Elite - RCI Deposit - Phone/Online	$189/$174
Elite Plus - RCI Deposit - Phone/Online	$189/$154
Elite Premier - RCI Deposit - Phone/Online	Complimentary
Extending RCI Deposited Points - by phone only	$164

RCI EXCHANGE FEE SCHEDULE​

Effective January 2025​

Transaction Type	Fees
RCI Weekly Reservations on a per reservation basis	$299
RCI Nightly Reservations
1 Night	$59
2 Nights	$79
3 Nights	$139
4 Nights	$209
5 Nights	$249
6 Nights	$269
7-13 Nights	$299
14+ Nights	$349
RCI Guest Certificate	$109
An additional Housekeeping Fee will be charged by the Resort.

*Additional Charges

Some resorts may require additional fees for the use of certain amenities, housekeeping services, utilities and facilities. These fees, where required, are determined and collected by the resort. In addition, some jurisdictions may require payment of a tax on the occupancy of resort accommodations. Payment of any transient occupancy tax is the responsibility of the Member or guest staying at the resort and is not part of any Club fee.

 

[GT75]

Thanks @CalGalTraveler, I updated our Sticky. The BBS wouldn’t allow me to upload the pdfs yet.

 

[Great3]

I just hope HGVC Club Season Bookings don't get up to $179 a booking in 10 years time (seems to be heading the direction of RCI / II exchange fees)... That's the main thing that affects me, at $79 now per booking (it's the first change in fees I always look at when it comes out).

Great3

 

[PigsDad]

Is the Post-Booking Cancellation Protection new? It used to be only available at the time of booking. I specifically remember a reservation I had that I wanted to add the protection to several months after I made the reservation but still over 30 days out but was told over the phone that I couldn't do it. Since I am Elite Premier (no booking fees), I just told the customer support person to cancel my reservation, make a new reservation for that same time and then add the point protection (one of the few fees EP still has to pay). After she realized I could get around the restriction by doing this, she "made and exception" for me and added it to my existing reservation.

Kurt

 

[WaikikiFirst]

hope HGVC Club Season Bookings don't get up to $179 a booking in 10 years

Seems like HGV feels fine about raising it line with, but more than, MFs, and if it does that, it certainly could do that, and if it goes up with MFs, I have a hard time grumbling (but I might). And there is always Home Wk, though apropos the prior sentence, there is the reality that many/most people can get more value for their MFs by doing a Club vs a Home. Always a balance and HGV, like all big companies, has people sitting around doing the #s and sitting in a meeting agreeing on the final #.

and by the time they get to $169 going to $179, that will be only about a 6% jump. The silver lining, not.

and vs EVERYTHING RCI-related, $79 is "cheap"

 

[1Kflyerguy]

Is the Post-Booking Cancellation Protection new? It used to be only available at the time of booking. I specifically remember a reservation I had that I wanted to add the protection to several months after I made the reservation but still over 30 days out but was told over the phone that I couldn't do it. Since I am Elite Premier (no booking fees), I just told the customer support person to cancel my reservation, make a new reservation for that same time and then add the point protection (one of the few fees EP still has to pay). After she realized I could get around the restriction by doing this, she "made and exception" for me and added it to my existing reservation.

Kurt

I am not sure when they added this. I remember it was only available for the original booking, too. Still, I know the website started offering me protection every time I modified a reservation a while back.

 

[CalGalTraveler]

I just hope HGVC Club Season Bookings don't get up to $179 a booking in 10 years time (seems to be heading the direction of RCI / II exchange fees)... That's the main thing that affects me, at $79 now per booking (it's the first change in fees I always look at when it comes out).

Great3

Pick up a NYC or DC bHC deed and you will not have reservation fees.

 

[BingoBangoBongo]

Pick up a NYC or DC bHC deed and you will not have reservation fees.

Even better, pick up an EOY deed and you have the same benefit at half the cost! And EOY deeds get so little love

 

[Nomad420]

Even better, pick up an EOY deed and you have the same benefit at half the cost! And EOY deeds get so little love

Although I haven't shopped it for awhile I suspect those are going out on the cheap as well.

 

[BingoBangoBongo]

Although I haven't shopped it for awhile I suspect those are going out on the cheap as well.

I paid under $2000 (Plus about $1300 in Closing Cost and $1075 in Hilton Fees) for my 11,520 point 1BR District just over three years ago. I've already saved enough in reservation fees that it has paid for itself. One thing to be aware of with the District is that unlike many other locations the 1BR and 1BR Plus have different MF's.

 

[CalGalTraveler]

It would be interesting to run the numbers about when one hits breakeven between a free (or almost free) between an EOY Gold vs. an annual Platinum. With $3000 in closing (same) and both deeds free/almost free, it might be worth it to buy the annual plat for the points given the MF/point ratio and the HIlton 32:1 conversion unless you never plan to use the property.

Although you are paying MF every year, you are also receiving a lot more points.

 

[Nomad420]

I paid under $2000 (Plus about $1300 in Closing Cost and $1075 in Hilton Fees) for my 11,520 point 1BR District just over three years ago. I've already saved enough in reservation fees that it has paid for itself. One thing to be aware of with the District is that unlike many other locations the 1BR and 1BR Plus have different MF's.

TS resale values seem all over the place at times. I actually recently doubled my purchase price on a sale of TS in Utah although I had owned it for many years. Now my NYC TS is probably worth pennies on the dollar if that. However, I did pay retail on it years back (2011-12) but at the time HCNY and 57th had basically just opened and any resales that were available were few and pricey (at either 57th or HCNY).

 

[alwysonvac]

Change to Open Season rule

2025 Rule

2024 Rule

 

[GT75]

Thanks @alwysonvac, did you see anything else? I still haven’t had a change to read to the new rules because I am traveling.

 

[alwysonvac]

Thanks @alwysonvac, did you see anything else? I still haven’t had a change to read to the new rules because I am traveling.

Sorry, I’m also traveling.

I noticed that the point chart for the new Oahu resort is available.

 

[GT75]

Wow, HGV continues to have point inflation on their new resorts.

 

[SmithOp]

Wow, HGV continues to have point inflation on their new resorts.

Unit designation inflation too! How many ways can you describe a Studio?

 

[PigsDad]

Wow, HGV continues to have point inflation on their new resorts.

Which can be good for resale buyers down the road. It just increases the supply of mega-point deeds that usually have very low MF/point ratios.

Kurt

 

[brp]

Wow, HGV continues to have point inflation on their new resorts.

DVC are doing the same thing with their new resorts. For HGVC, it can have advantages, as @PigsDad mentions. But it also creates owners with a larger stock of points and can increase competition for existing resorts at 9 months.

Cheers.

 

[CalGalTraveler]

Which can be good for resale buyers down the road. It just increases the supply of mega-point deeds that usually have very low MF/point ratios.

Kurt

Agree. Resale could be interesting but I would be afraid of ending up in MAX jail instead of remaining HGVC legacy and keeping my Elite benefits.

It will also mean a lot of availability at this resort because owners will arbitrage and use their points in more places. At 32:1 they also may be arbitrage into the Hilton Hotel system. I can see that this is how HGVC is keeping ahead of Honors point devaluations.

30k points to stay in a 2 bdrm not on the beach. Are you kidding me?

 

[ljmiii]

It will also mean a lot of availability at this resort because owners will arbitrage and use their points in more places. At 32:1 they also may be arbitrage into the Hilton Hotel system....Unfortunately, this will also put pressure on traditional lower point HGVC resorts as these high point owners will stretch their points.

I could be wrong...but I expect most if not close to all of the people who purchase at Ka Haku will buy there to make Home Week reservations. And have no interest in any other other HGVC locations other than GI, GW, and perhaps the Japanese resorts.

30k points to stay in a 2 bdrm not on the beach. Are you kidding me?

It makes perfect sense for those who frequently visit Waikiki with their families in a luxury property and have absolutely no interest in the beach.

Which obviously doesn't describe you or me...but on this topic I have no doubt that HGV knows exactly what they are doing.

 

[CalGalTraveler]

Good points @ljmiii I hope you are right and owners use their home week. We are definitely not HGVCs targeted demographic for this resort.

 

[cd5]

I'm astounded at how many fees Hilton members have to pay for ordinary transactions! And then certain members here talk about Embarc's high annual resort fees (in terms of cents per point used/owned). That's really not the full story!
It looks to me as if Hilton ownerships end up costing a lot more than Embarc to USE/ACQUIRE/DIVEST when all the relevant fees are added to the annual maintenance fees. Attached are some messy screenshots with the amounts Embarc members pay to do different transactions (without HGV Max). Virtually every transaction we make is free except for booking cancellation ($25) or points transfer to another member ($35). Insurance is extra of course but you can cancel with zero penalty (except $25 fee) right up to 30 days before the check-in AND get all your points back. You can easily "rent" the booking to other members if you're "stuck" after the 30-day limit and there is no guest certificate fee. We have 14 locations we can go to (no home resort) with just our points and no fees.
Buying/selling only costs $250 per separate contract - this is for a transfer of ownership from a member to someone else. Can be done for part of the points if one wants to reduce one's obligation for annual fees but remain a member. No legal fees, no activation fees, no estoppel fees, no letter fees etc. Just a straight $250 per contract (there may be more than one if the seller has bought points on separate occasions). Don't want the timeshare any more? Stop paying (as long as no loan is attached) and after 18 months, Hilton takes it back to resell at an exhorbitant price. Better yet, it can be sold easily - not for a lot but very easy to divest. Embarc gets lots of put-downs for being a point-based timeshare but in my opinion if you're going to buy into one, it's one of the easiest to understand and definitely NOT "expensive" when compared to overall cost of usage, acquisition and divestment. You have to look at the details to judge - I think many Hilton owners assume that just because Hilton took over Embarc, transaction fees are the same or comparable, but that's not the case at all!

 

[brp]

I'm astounded at how many fees Hilton members have to pay for ordinary transactions! And then certain members here talk about Embarc's high annual resort fees (in terms of cents per point used/owned). That's really not the full story!

Indeed. I'm always impressed by HGVC's litany of fees when I compare to DVC who, other than MFs, have none.

Cheers.