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10,800 points for $1700 MF Bad or Good?

Joined
Sep 28, 2021
Messages
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I'm new to HGVMax and recently upgraded to a Hawaii deed that is 10,800 points for $1700 MF
Am I doing ok with that? or is it bad?
 
Why did you purchase? Which HI property/room/season did you purchase? When did you purchase?
 
How much did you pay, above your trade-in?
I suspect that whatever it was, it was way too much.
 
I'm new to HGVMax and recently upgraded to a Hawaii deed that is 10,800 points for $1700 MF
Am I doing ok with that? or is it bad?
Unless you intend to use the deed to make Home Week reservations that is NOT a good deed. You should be looking for deeds that have MFs of less than $0.10 per point...or $0.12 at the very most.
 
Unless you intend to use the deed to make Home Week reservations that is NOT a good deed. You should be looking for deeds that have MFs of less than $0.10 per point...or $0.12 at the very most.
Yup, they got me....... which properties in USA have, so next sales pitch, what do you think I should look/ask for? is there anything in the 12,000 point range that ends at .10c?
 
Why did you purchase? Which HI property/room/season did you purchase? When did you purchase?
I Just purchased in March, I doubled my points for $18k as opposed to the original $32k. It was lowest price I have been shown after 3-4 owners updates. I just wanted the points that is it.
Could I have gotten more points at the same price and different location do you think?
 
I'm new to HGVMax and recently upgraded to a Hawaii deed that is 10,800 points for $1700 MF
Am I doing ok with that? or is it bad?
Yeah, it’s not very good, but I’ve seen worse. That being said, you are past your recession period so no luck there. If you need more points, you can buy low MF/point resale deed and pull your ratio down a bit. Sounds like you already know how to use the system so enjoy it!
 
Yeah, it’s not very good, but I’ve seen worse. That being said, you are past your recession period so no luck there. If you need more points, you can buy low MF/point resale deed and pull your ratio down a bit. Sounds like you already know how to use the system so enjoy it!
Do I buy one more deed from HGVMax to pull down the MF? Would you suggest that? Then move to resale?
 
Do I buy one more deed from HGVMax to pull down the MF? Would you suggest that? Then move to resale?
Nah, the MF amount you might save from trading that deed in on a different one would be eaten up by the cost of the new deed and then some. You have the Hawaii deed and I would just use it. The resale deed would be just added to your existing deed. I have 22400 points every year and I am always borrowing from the following year. You bought it, just use it and add to it if you think you will use the extra points. If you don’t think you would be able to use more points, than just keep what you have and enjoy it.
 
Yup, they got me....... which properties in USA have, so next sales pitch, what do you think I should look/ask for? is there anything in the 12,000 point range that ends at .10c?
Here is a link to a website that lists HGVC deeds that can be sorted by MF/point. The very best deeds can be somewhat rare and those that aren't rare expensive, but you can easily find Las Vegas deeds at Elara and The Boulevard (among other locations) with MFs less than $0.10 a point. You can find them on eBay, Redweek, occasionally TUG, and from HGVC real estate agents such as Judi Kozlowski, Diane Nadeau, and Seth Nock.

 
Nah, the MF amount you might save from trading that deed in on a different one would be eaten up by the cost of the new deed and then some. You have the Hawaii deed and I would just use it. The resale deed would be just added to your existing deed. I have 22400 points every year and I am always borrowing from the following year. You bought it, just use it and add to it if you think you will use the extra points. If you don’t think you would be able to use more points, than just keep what you have and enjoy it.
Could I have gotten a better deed at the same price? Every other deed I was offered was 25k+, Thank you for your time and positive attitude, i hate the feeling of getting scammed.
 
How do you turn down 80k HH though lol.
2 nights in a Hampton Inn, easy pass.

There are only 8 or 9 gold weeks in Hawaii so your Home priority won't amount to much. To stay platinum season book right at 276 days but you won't get a full week.
 
2 nights in a Hampton Inn, easy pass.
I look at it as almost enough points to get a night at the Conrad NYC. Probably worth it to me as long as it fit in my schedule.
 
Could I have gotten a better deed at the same price?
There is no knowing what you might be offered by a HGVC salesrep on any given day. But assuming you are out of the rescission window, just chalk your purchase up as experience gained and move on - the first purchase of many timeshare owners was an overpriced deed.

Just learn to use the HGVC system and add on better deeds if you find yourself wanting more points.
 
There is no knowing what you might be offered by a HGVC salesrep on any given day. But assuming you are out of the rescission window, just chalk your purchase up as experience gained and move on - the first purchase of many timeshare owners was an overpriced deed.

Just learn to use the HGVC system and add on better deeds if you find yourself wanting more points.
Thanks for that.
 
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