I have a somewhat similar situation and I have posted a few questions and recently started a thread called MVC point to II.
My situation is slightly different in that I have banked points expiring at the end of the year.
I also didn’t realize I couldn’t use them to buy resort credits to use for a stay after the points expired ( going to Fl the 2 Nd week of Jan 20). I also can’t rent banked points so even realizing my problem 9 months in advance didn’t help me.
I have had several conversations with MVC and the opinion they gave ( listed on MVC under explorer collection) were-
- use them to buy insurance- I was told I could buy 3 years worth
- resort credit or attraction tickets to use for stays before points expire
- golf certificates which I was told did not need to be used before the points expired
- airline credits- also don’t need to be used before expiration.
- deposit into II to use for a now Marriott stay ( see my other thread).
Note that your 1400 points will only get you the deposit on a low season studio unit to exchange on II. You can add more points to that to get a stronger deposit- just need to consider if you want to throw good points after bad. I have exchanged on II many times and always deposited a gold (high on their chart) season week so I plan to add 50 extra points to those that are expiring and get ahigh season studio deposited. To find the points needed chart on MVC go under “use points’ and choose “interval international” in the last column under exchange options.
https://owners.marriottvacationclub...acationOptions/points-exchangePartnerResorts/
Good luck, I hope you find a good solution. I was bummed that these option are so limited. Live and learn. I’m aware for the future.