TUG MEMBERS: Joining TUG does not automatically register you as a user of the TUG Bulletin Board. You must register yourself.


*ads are disabled when logged in as a member*
  1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.
  2. The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 24 years!

    Join tens of thousands of other owners just like you here to get any and all Timeshare questions answered!
    Dismiss Notice
  3. TUG started 25 years ago in October 1993 as a group of regular Timeshare owners just like you!

    Check out our happy birthday post here: Happy Birthday TUG!
    Dismiss Notice
  4. TUG has now saved timeshare owners more than $10,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $10Million dollars
    Dismiss Notice
  5. Sign up to get the TUG Newsletter for free! Join tens of thousands of other owners who get this every week! Latest resort reviews and the most important topics discussed by owners during the week!
    Dismiss Notice
  6. TUG is trying out a new program that will trade you a TUG membership for a Timeshare resort review if you are an expired member, or even just a guest here on the forums!

    Read more here
    Dismiss Notice
  7. Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    Read more Here
    Dismiss Notice
  8. Follow the TUG Member Banner as it travels the world on vacation with Timeshare owners! Also sign up to get the banner sent to you so you can submit a photo of your vacation with the banner to share with TUG! Banner Thread
    Dismiss Notice
  9. A few of the most common links here on the forums for newbies and guests!
    Dismiss Notice

Some good DVC exchanges on RCI - Thoughts?

Discussion in 'Disney Vacation Club - DVC' started by TravelTime, Sep 16, 2018.

  1. TravelTime

    TravelTime TUG Member

    Joined:
    Mar 20, 2018
    Messages:
    1,594
    Likes Received:
    721
    Trophy Points:
    163
    Resorts Owned:
    MVC, DVC, WKOVRN, FSA, MKO
    On RCI, I think I found some potentially good exchanges for DVC points. The ones I think might be okay are:

    - Hilton properties esp NYC but also Hawaii and Miami Beach
    - Grand Luxxe Spa units and 3-4 bedroom units (except RCI charges a high resort fee that might not make it worth it)
    - Garzas Blancas - maybe? Depends on unit size, I think
    - Bouganvillias Vacation Club - some good cash prices on RCI and using DVC points is about the same price

    What are you thoughts on these exchanges? I am just looking for more ways to use my DVC points in the future for equivalent quality trades that still cost less that renting on Expedia or elsewhere. The way I look at it, if I can use my DVC points for a fair trade, then that is okay.
     
  2. Dean

    Dean TUG Member

    Joined:
    Jun 7, 2005
    Messages:
    3,671
    Likes Received:
    293
    Trophy Points:
    318
    You'll have to decide. I'd compare to the value of the DVC points, that's in the range of $15 per point. You have a number of timeshare options though all seem to be high end. My view is that I would not use DVC for lower end options I could get easily other ways. I certainly wouldn't use for MX as there are a ton of great options you can get on the cheap other ways. High end options during peak times are a good value but that's about it. You may want to look at independent exchange companies like SFX or similar to give you access to RCI type options. Or even just buy something that gives you access to RCI more easily and cheaply if that's important to you. If you can find getaways that work, no reason not to do so, but using DVC points is often going to be throwing money away. The last time I went to MX I stayed 2 weeks that would have been 1500 DVC points and cost me well under $1K even including the underlying timeshare costs for both weeks (registry collection).
     
  3. TravelTime

    TravelTime TUG Member

    Joined:
    Mar 20, 2018
    Messages:
    1,594
    Likes Received:
    721
    Trophy Points:
    163
    Resorts Owned:
    MVC, DVC, WKOVRN, FSA, MKO
    I was looking at the cost of my points and assuming approx $7 per point in trying to come up with equivalent points based on my DVC MF per point. I assume you are assuming that one could get $15 pp on the rental market. I would never net $15 a point even renting them myself. If I rent points through a broker and deduct the $7 pp I am paying in MFs and then pay federal and state income taxes on my profit, I am only netting about $3.50-$4.50 pp.
     
  4. rickandcindy23

    rickandcindy23 TUG Review Crew: Expert TUG Member

    Joined:
    Jun 6, 2005
    Messages:
    20,563
    Likes Received:
    704
    Trophy Points:
    498
    Location:
    The Centennial State
    Resorts Owned:
    Wyndham Plat,RCI pts,Shell,WorldMark,OKW,SSR pts; Marriott's Willow Ridge;Val Chatelle; Hono Koa; SBP; Blue Ridge Village.
    Of course, I would never do that because Disney is too valuable to deposit into RCI. You can definitely get $15 per point. I get $17 per point for mine, and I just advertise on Craig's List. I see no reason for you to deposit to RCI.
     
    Eli Mairs likes this.
  5. Dean

    Dean TUG Member

    Joined:
    Jun 7, 2005
    Messages:
    3,671
    Likes Received:
    293
    Trophy Points:
    318
    Since you're giving up the points and paying the dues, you'd have to count the full value of the points, not just the difference. You could use $13 a point if you want to include taxes. So on a 1 BR for a week you're looking at around $2000K when you use DVC points depending on the specifics you use. A common mistake some make with DVC is looking at what they paid, not what their worth. For something so liquid, that's a poor choice. In addition one has to be wary of AI options, the costs for the AI is often more than the total if you just booked it independently, esp for MX & Dominican. There are some good options out there but mostly for an ongoing search put in way in advance. For any ongoing options I'd look at using what you have, independents and/or buying an RCI type option.
     
    TravelTime likes this.
  6. JohnB3

    JohnB3 TUG Member

    Joined:
    Jun 22, 2017
    Messages:
    44
    Likes Received:
    16
    Trophy Points:
    68
    Location:
    Richmond, VA
    Resorts Owned:
    DVC - SSR
    VV - Grandview
    I agree with Dean, I picked up a cheap Grandview 122,000 RCI point contract to go with my DVC contract. I rent any excess DVC points (although it seems like I'm using most of them at Disney so extras are getting rare :)) with Davids and use my RCI points for exchanges. I was able to buy my Grandview contract with the proceeds from renting some points I could not use. IMHO, I think the RCI exchange option is good for extra vacations and last minute getaways but a poor use for DVC points
     
    TravelTime likes this.
  7. Cyberc

    Cyberc TUG Member

    Joined:
    Jul 16, 2014
    Messages:
    1,382
    Likes Received:
    201
    Trophy Points:
    123
    Location:
    Denmark
    Imho I would never exchange my dvc points through RCI, I would rather just rent them and use that money against a rental of my choice.

    If I should even consider exchanging, it should be because my points would otherwise expire and renting would not be an option.

    Assuming I would need to exchange or otherwise loose my points I would look at some of the “RCI select” resorts/hotels as they have more inventory and seems more “high end” than most others RCI inventory. “RCI select” inventory seems only available for dvc owners and not other RCI members.
     
    TravelTime likes this.
  8. Cyberc

    Cyberc TUG Member

    Joined:
    Jul 16, 2014
    Messages:
    1,382
    Likes Received:
    201
    Trophy Points:
    123
    Location:
    Denmark

    I’m with you on this one - I own an annual and an EOY grandview they are best/cheapest to exchange with.
     
    JohnB3 likes this.
  9. icydog

    icydog TUG Review Crew: Expert TUG Member

    Joined:
    Jun 6, 2005
    Messages:
    4,635
    Likes Received:
    219
    Trophy Points:
    298
    Location:
    USA
    I’m surprised by the reticence to renting out your Disney Vacation Club points. I have rented all my BCV points out for 2018 and 2019. (I gave my OKW contracts to my son so I have half the points I used to own). I rent them by myself. I used a broker once and it drove me crazy. I was doing all the work- in making the reservation, adding the dining plan, getting the Magical Express, editing the room occupants etc. If I was doing all that work then I’ll be darned if I’d pay someone to broker my points for me.


    I definitely agree... using your points for RCI exchanges, except for a property worth $17 a point, which might be an Hawaiian or New York City Hilton, is impractical.

    I, too, bought a Grandview Las Vegas, with 122,000 RCI points and 122,000 banked points, on eBay three or four years ago. I have been able to trade to Disney’s Saratoga Springs Resort four times and I wasn’t even trying.
     
    JohnB3 likes this.
  10. TravelTime

    TravelTime TUG Member

    Joined:
    Mar 20, 2018
    Messages:
    1,594
    Likes Received:
    721
    Trophy Points:
    163
    Resorts Owned:
    MVC, DVC, WKOVRN, FSA, MKO
    I have no experience or interest in renting out points or weeks. Plus the profit margin on rentals is minimal to me. I would only do it if I were going to lose my points if I do not rent them. So I might consider doing it in the future rather than lose my timeshares entirely.
     
  11. icydog

    icydog TUG Review Crew: Expert TUG Member

    Joined:
    Jun 6, 2005
    Messages:
    4,635
    Likes Received:
    219
    Trophy Points:
    298
    Location:
    USA
    That’s fine. I used to feel that way too. Now I rent my points out rather than lose them. Just like you suggested.
     
    JohnB3 likes this.
  12. icydog

    icydog TUG Review Crew: Expert TUG Member

    Joined:
    Jun 6, 2005
    Messages:
    4,635
    Likes Received:
    219
    Trophy Points:
    298
    Location:
    USA
    But to use your valuable points on an RCI exchange makes very little sense to me. If you really wanted to go to those resorts then rent your points out, pay cash to an owner of one of those resorts, and use the extra money you get from the rental to pay for your airfare and food.
     
    JohnB3 likes this.
  13. TravelTime

    TravelTime TUG Member

    Joined:
    Mar 20, 2018
    Messages:
    1,594
    Likes Received:
    721
    Trophy Points:
    163
    Resorts Owned:
    MVC, DVC, WKOVRN, FSA, MKO
    I agree with you. It does make more sense to rent out rather than lose them. Or use the cash to buy a different vacation. I would definitely do this in the future.
     
  14. TravelTime

    TravelTime TUG Member

    Joined:
    Mar 20, 2018
    Messages:
    1,594
    Likes Received:
    721
    Trophy Points:
    163
    Resorts Owned:
    MVC, DVC, WKOVRN, FSA, MKO
    I think I might need to rent out some points since I will have an excess beyond what I can use. Any advice on where to post points for rent if I do it myself? Also does anyone have sample rental agreements? I appreciate any advice you can provide.
     
  15. Dean

    Dean TUG Member

    Joined:
    Jun 7, 2005
    Messages:
    3,671
    Likes Received:
    293
    Trophy Points:
    318
    It makes sense to rent them rather than use them for anything that's a significantly lower $$$ value assuming we're talking more than just a few points. In this sense DVC is unlike any other timeshare in that points can easily be turned in to cash almost automatically.
     
  16. Bailey#1

    Bailey#1 TUG Member

    Joined:
    Dec 5, 2013
    Messages:
    319
    Likes Received:
    111
    Trophy Points:
    153
    Location:
    Vermont
    I would check out www.disboards.com which is a dvc users board. I rent my excessive DVC points there!
     
    TravelTime likes this.
  17. Tn1911

    Tn1911 TUG Member

    Joined:
    Jan 1, 2018
    Messages:
    51
    Likes Received:
    8
    Trophy Points:
    58
    Resorts Owned:
    Seaworld
    Hey what if you could find a owner that owns Hilton or a Marriot to te dadd with??
     
  18. TravelTime

    TravelTime TUG Member

    Joined:
    Mar 20, 2018
    Messages:
    1,594
    Likes Received:
    721
    Trophy Points:
    163
    Resorts Owned:
    MVC, DVC, WKOVRN, FSA, MKO
    I own Marriott. Not sure I understand what you mean?
     
  19. Tn1911

    Tn1911 TUG Member

    Joined:
    Jan 1, 2018
    Messages:
    51
    Likes Received:
    8
    Trophy Points:
    58
    Resorts Owned:
    Seaworld
    Like if a DVC member wanted to go to Hilton or Westin place. Do a trading with a owner of those properties instead of RCI. Were do you do something like that so it can be apples to apples.
     
  20. rickandcindy23

    rickandcindy23 TUG Review Crew: Expert TUG Member

    Joined:
    Jun 6, 2005
    Messages:
    20,563
    Likes Received:
    704
    Trophy Points:
    498
    Location:
    The Centennial State
    Resorts Owned:
    Wyndham Plat,RCI pts,Shell,WorldMark,OKW,SSR pts; Marriott's Willow Ridge;Val Chatelle; Hono Koa; SBP; Blue Ridge Village.
    I would like to see RCI with NO DVC deposits, and that means I want to see all DVC owners using their points or renting them and not doing the hard-up thing by depositing points. I would like these DVC owners to say that they won't deposit to RCI because there is not much for them to get in return, but II has Marriott, Westin, Hyatt and Sheraton. Those are just better options for exchange.

    But that isn't going to happen. :)
     
    Panina likes this.
  21. Panina

    Panina TUG Review Crew: Expert TUG Member

    Joined:
    Jul 13, 2015
    Messages:
    2,854
    Likes Received:
    2,669
    Trophy Points:
    298
    Location:
    USA
    Resorts Owned:
    Hgvc Eagles Nest, Hgvc Surf Club, Hgvc Indian River, Hgvc Anderson, Sunrise Bay & Club, Chetola, Gulf Tides, Jade Tree Cove, Banyan Resort, Blue Ridge Village
    I feel the same with hgvc.
     
  22. bnoble

    bnoble TUG Member

    Joined:
    Nov 14, 2006
    Messages:
    6,832
    Likes Received:
    506
    Trophy Points:
    398
    Location:
    The People's Republic of Ann Arbor
    RCI.
     
  23. Tn1911

    Tn1911 TUG Member

    Joined:
    Jan 1, 2018
    Messages:
    51
    Likes Received:
    8
    Trophy Points:
    58
    Resorts Owned:
    Seaworld
    I'm talking owner to owner taking out RCI fees lol.
     
  24. JohnB3

    JohnB3 TUG Member

    Joined:
    Jun 22, 2017
    Messages:
    44
    Likes Received:
    16
    Trophy Points:
    68
    Location:
    Richmond, VA
    Resorts Owned:
    DVC - SSR
    VV - Grandview
    You can join TUG and post in the marketplace
     
  25. Dean

    Dean TUG Member

    Joined:
    Jun 7, 2005
    Messages:
    3,671
    Likes Received:
    293
    Trophy Points:
    318
    You really can’t unless you own something that wouldnt’ make sense exchanging otherwise like Maui during peak times. If it’s apples to apples size and length of stay, it’s not going to be like for like value wise. I feel those that are most successful doing private trades for DVC are those who realize the lay of the land and are willing to compromise in some areas of unit size, length of stay or are willing to pony up additional $$$. Those who don’t want to do that and don’t have something where the same would be true using RCI or II (Maui Marriott example) simply aren’t likely to have any chance of success. To expect to not compromise in some way is being unrealistic. Even using RCI it’s often more points or TPU than what you own so you have to trade like 2 for 1 anyway.
     
    TravelTime likes this.

Share This Page