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Some good DVC exchanges on RCI - Thoughts?

Discussion in 'Disney Vacation Club - DVC' started by TravelTime, Sep 16, 2018.

  1. TravelTime

    TravelTime TUG Member

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    On RCI, I think I found some potentially good exchanges for DVC points. The ones I think might be okay are:

    - Hilton properties esp NYC but also Hawaii and Miami Beach
    - Grand Luxxe Spa units and 3-4 bedroom units (except RCI charges a high resort fee that might not make it worth it)
    - Garzas Blancas - maybe? Depends on unit size, I think
    - Bouganvillias Vacation Club - some good cash prices on RCI and using DVC points is about the same price

    What are you thoughts on these exchanges? I am just looking for more ways to use my DVC points in the future for equivalent quality trades that still cost less that renting on Expedia or elsewhere. The way I look at it, if I can use my DVC points for a fair trade, then that is okay.
     
  2. Dean

    Dean TUG Member

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    You'll have to decide. I'd compare to the value of the DVC points, that's in the range of $15 per point. You have a number of timeshare options though all seem to be high end. My view is that I would not use DVC for lower end options I could get easily other ways. I certainly wouldn't use for MX as there are a ton of great options you can get on the cheap other ways. High end options during peak times are a good value but that's about it. You may want to look at independent exchange companies like SFX or similar to give you access to RCI type options. Or even just buy something that gives you access to RCI more easily and cheaply if that's important to you. If you can find getaways that work, no reason not to do so, but using DVC points is often going to be throwing money away. The last time I went to MX I stayed 2 weeks that would have been 1500 DVC points and cost me well under $1K even including the underlying timeshare costs for both weeks (registry collection).
     
  3. TravelTime

    TravelTime TUG Member

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    I was looking at the cost of my points and assuming approx $7 per point in trying to come up with equivalent points based on my DVC MF per point. I assume you are assuming that one could get $15 pp on the rental market. I would never net $15 a point even renting them myself. If I rent points through a broker and deduct the $7 pp I am paying in MFs and then pay federal and state income taxes on my profit, I am only netting about $3.50-$4.50 pp.
     
  4. rickandcindy23

    rickandcindy23 TUG Review Crew: Expert TUG Member

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    Of course, I would never do that because Disney is too valuable to deposit into RCI. You can definitely get $15 per point. I get $17 per point for mine, and I just advertise on Craig's List. I see no reason for you to deposit to RCI.
     
    Eli Mairs likes this.
  5. Dean

    Dean TUG Member

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    Since you're giving up the points and paying the dues, you'd have to count the full value of the points, not just the difference. You could use $13 a point if you want to include taxes. So on a 1 BR for a week you're looking at around $2000K when you use DVC points depending on the specifics you use. A common mistake some make with DVC is looking at what they paid, not what their worth. For something so liquid, that's a poor choice. In addition one has to be wary of AI options, the costs for the AI is often more than the total if you just booked it independently, esp for MX & Dominican. There are some good options out there but mostly for an ongoing search put in way in advance. For any ongoing options I'd look at using what you have, independents and/or buying an RCI type option.
     
    TravelTime likes this.
  6. JohnB3

    JohnB3 TUG Member

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    I agree with Dean, I picked up a cheap Grandview 122,000 RCI point contract to go with my DVC contract. I rent any excess DVC points (although it seems like I'm using most of them at Disney so extras are getting rare :)) with Davids and use my RCI points for exchanges. I was able to buy my Grandview contract with the proceeds from renting some points I could not use. IMHO, I think the RCI exchange option is good for extra vacations and last minute getaways but a poor use for DVC points
     
    TravelTime likes this.
  7. Cyberc

    Cyberc TUG Member

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    Imho I would never exchange my dvc points through RCI, I would rather just rent them and use that money against a rental of my choice.

    If I should even consider exchanging, it should be because my points would otherwise expire and renting would not be an option.

    Assuming I would need to exchange or otherwise loose my points I would look at some of the “RCI select” resorts/hotels as they have more inventory and seems more “high end” than most others RCI inventory. “RCI select” inventory seems only available for dvc owners and not other RCI members.
     
    TravelTime likes this.
  8. Cyberc

    Cyberc TUG Member

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    I’m with you on this one - I own an annual and an EOY grandview they are best/cheapest to exchange with.
     
    JohnB3 likes this.
  9. icydog

    icydog TUG Review Crew: Expert TUG Member

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    I’m surprised by the reticence to renting out your Disney Vacation Club points. I have rented all my BCV points out for 2018 and 2019. (I gave my OKW contracts to my son so I have half the points I used to own). I rent them by myself. I used a broker once and it drove me crazy. I was doing all the work- in making the reservation, adding the dining plan, getting the Magical Express, editing the room occupants etc. If I was doing all that work then I’ll be darned if I’d pay someone to broker my points for me.


    I definitely agree... using your points for RCI exchanges, except for a property worth $17 a point, which might be an Hawaiian or New York City Hilton, is impractical.

    I, too, bought a Grandview Las Vegas, with 122,000 RCI points and 122,000 banked points, on eBay three or four years ago. I have been able to trade to Disney’s Saratoga Springs Resort four times and I wasn’t even trying.
     
    JohnB3 likes this.
  10. TravelTime

    TravelTime TUG Member

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    I have no experience or interest in renting out points or weeks. Plus the profit margin on rentals is minimal to me. I would only do it if I were going to lose my points if I do not rent them. So I might consider doing it in the future rather than lose my timeshares entirely.
     
  11. icydog

    icydog TUG Review Crew: Expert TUG Member

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    That’s fine. I used to feel that way too. Now I rent my points out rather than lose them. Just like you suggested.
     
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  12. icydog

    icydog TUG Review Crew: Expert TUG Member

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    But to use your valuable points on an RCI exchange makes very little sense to me. If you really wanted to go to those resorts then rent your points out, pay cash to an owner of one of those resorts, and use the extra money you get from the rental to pay for your airfare and food.
     
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  13. TravelTime

    TravelTime TUG Member

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    I agree with you. It does make more sense to rent out rather than lose them. Or use the cash to buy a different vacation. I would definitely do this in the future.
     
  14. TravelTime

    TravelTime TUG Member

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    I think I might need to rent out some points since I will have an excess beyond what I can use. Any advice on where to post points for rent if I do it myself? Also does anyone have sample rental agreements? I appreciate any advice you can provide.
     
  15. Dean

    Dean TUG Member

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    It makes sense to rent them rather than use them for anything that's a significantly lower $$$ value assuming we're talking more than just a few points. In this sense DVC is unlike any other timeshare in that points can easily be turned in to cash almost automatically.
     
  16. Bailey#1

    Bailey#1 TUG Member

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    I would check out www.disboards.com which is a dvc users board. I rent my excessive DVC points there!
     
    TravelTime likes this.

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