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Retirees Are Flocking to These 3 States - and Fleeing These 3 States in Droves

Discussion in 'Vacation Travel Information' started by MULTIZ321, Apr 17, 2019.

  1. mpumilia

    mpumilia TUG Review Crew: Veteran TUG Member

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    QUOTE: Sugarcubesea: "Five of my colleagues have purchased 2nd homes / condos in FL and or AZ and they picked communities that have a very active social life... That is my goal because all of those folks are starting from ground zero so they all start to make new friends around them."

    I so wish we could buy our next home before we sell our home. That would make me feel very secure knowing we have something to go to and we could even start working on moving things into it right now. Most people I know have also done this. Unfortunately, we can't afford it.

    I have been contacting real estate people in New England. Homes are snapped up in days. And the 55+ communities have no resales at all!
     
  2. mpumilia

    mpumilia TUG Review Crew: Veteran TUG Member

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    It is like that with our friends also. We have a once per year reunion at our home with like 20 of them and it is so much fun.

    My best friend though now has a new best friend because we do not see each other. Understandable. But we still love each other. In fact, she just recently called me and we were on the phone for like 2 hours.

    Facebook has been great as well to keep in touch with people. Again- take what I can get!
     
    Last edited: Apr 21, 2019
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  3. bogey21

    bogey21 TUG Member

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    I see things similarly. The day after I graduated from High School I moved out of my parents house (my choice). Obviously family wasn't all that important to me. I have 2 kids. 3 grand kids and 2 ex-wives none of which I see more than once or twice a year. On the other hand I talk to all but the grand kids a couple of times a week and often trade emails with them all. And this includes my 2 ex-wives! I also have a Brother who is 8 years younger than me. We talk twice a year. I call him on his birthday and he calls me on mine. Each time we talk for about 2 hours and catch up on each other's lives. Basically I am happy being uncoupled...

    George
     
  4. slip

    slip TUG Review Crew: Veteran TUG Member

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    I have really been blessed my whole life. My mother and father were the definition of stability. They lived in the same house for all of mine and my siblings lives. No abuse from my parents and no addiction, my siblings either. My father bought their retirement home in 1973 in Wisconsin where we vacationed every year. Now we went more often and they are all great memories.

    I moved to go to college at that house before my father retired and my brother did the same before me. Neither of us finished college it went on to stable work with both of us married and live in that same town.

    We raised our son and daughter in a house we owned for 20 years and then moved a little out of town in a subdivision 15 years ago. Our daughter bought her house at 20 and moved out and our son did the same at 19. My daughter moved away for her career and we see her once a year or every other year. But we see her and communicate online. Our son still lives in town. He is 20 now and owns his house and only works part time now because he doesn’t need the money. Both our kids are single with nothing on the horizon.

    Our kids grew up and got busy with their lives just like we did. With everyone working seeing each other is difficult and it only gets worse as you get older.

    It is very nice that we were able to buy our retirement condo while we are still working. We are meeting people and slowly doing things to make it the way we want. It does help that the cost of both of our houses are very reasonable. Both of them are valued less than many peoples main home. We started downsizing with our first move and continued with our condo purchase.

    For us, we have not changed our lifestyle. We live the way we want. We raised our kids to be self sufficient and a part of ours lives but not the center our lives. Things may change in the future, they usually do. We don’t know what we’ll do if my wife or I pass but we’ll figure that out as we go along.

    Getting old is rough but right now we are looking forward to retirement and what that brings before we start looking past that. Again, I have been blessed.
     
    Last edited: Apr 21, 2019
  5. easyrider

    easyrider TUG Review Crew: Expert TUG Member

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    Some where, over the rainbow, where I imagine the grass is greener, the days are warmer and the sky is bluer, is a place I thought I would retire to.

    Now I realize that I am the rainbow.

    Bill
     
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  6. Sugarcubesea

    Sugarcubesea TUG Member

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    Each of my colleagues that purchased homes / condo's did so by taking out mortgages, each of them are either 62, 63 or 64 and are closer to retirement than I am at 57. My closest work buddy who is 64, sold his main residence first, used most of those funds for the 2nd home and then him and the wife moved into an apartment that has a 1 year lease and will move to their new condo this December in Daytona Beach.
     
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  7. mpumilia

    mpumilia TUG Review Crew: Veteran TUG Member

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    Wow.
     
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  8. mpumilia

    mpumilia TUG Review Crew: Veteran TUG Member

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    My husband also says maybe we could take out a mortgage but he will be stopping work so I say no way and so does our Financial Planner, he is adamant about a cash purchase and I agree. Not to mention the other expenses of carrying 2 homes. If ours doesn't sell for some reason or other issues pop up with the sale- it could really hurt us.

    We had a realtor come over yesterday but he says he needs time to do the comps and so on and will be in touch on Thursday. Why so long with this info. I have no idea.

    Renting really is the best option financially- but not for too long- or it will not be good either. Then there is the cost of the PODS storage.....

    If my husband would not need a garage I think we could MAYBE afford to buy a cheapy (I am talking like under $100,000), tiny condo in Waterville Valley, NH, ( a resort town with pools and activities- not 55+- all ages) but long term I am not sure he could handle living in a small place, especially in an area with long winters. I could tolerate it for awhile until our home sold and then we could possibly update the kitchen and a few things later on and I would be ok with it.
     
    Last edited: Apr 21, 2019
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  9. VacationForever

    VacationForever Tug Review Crew: Rookie TUG Member

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    You will be in for a shock when you start looking at cheapy condos. When we were moving out of California and out of our large home, my son had to look for a small place for himself. I tried to steer him towards a small newish house but he was set on buying a cheap condo. He finally picked one, made an offer and got a home inspector in. The list of fixes needed was very long and many of them depended on HOA to fix structurally. He tried to contact the HOA and was ignored. He finally looked at a brand new development that I had put a deposit on months before on his behalf which he went nuclear on me because he did not like the area and of course it was also because I had picked it. I had to cancel and get back my deposit. He then chose a home that was going to be built at the same development and he now loves the home.
     
    Last edited: Apr 21, 2019
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  10. vacationhopeful

    vacationhopeful TUG Review Crew: Rookie TUG Member

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    I have been trying to downsized for over 3.5 years. The family home I took over from my parents (my inheritance) has been my residence for close to 20 years. First realtor (who I had been doing work business for prior 6+ years), took the listing after I took $10,000 OFF her suggested listing price. Never advertised the place other than MLS, put a small metal "For Sale" in the yard and refused to release me after 3 months on NOT working to sell the place. Seems the realtors' in my area, use the marketing theory of "need to lower your price" as the ONLY sale's plan. I had NO SHOWINGS with her cell phone pictures. And I still comment on the 'lack of service'. I did complain to her MULTIPLE times but her boss is her brother and she is the office manager (a C-21 office in business for over 25 years).

    Current realtor is another 'winner' ... better pictures (not taken with a cell phone) but he is a listing realtor. Waiting for another Realtor's office to sell it. Sent their photographer to take pictures and bring back the signed listing contract. Did put up a proper big sign. And I HAD to hire a lawyer to deal with my own realtor ... who expects me to FedEx documents back & forth to them. The buyers live less than a mile from me. Yes, I have a $1200 lawyer for settlement next week ... but after buying & selling 25+ properties over the last 30 years in the same area without a lawyer ... it is THAT bad with this realtor and the confusion he kept interjecting. He never called .. ONLY got update emails for showings scheduled. I do NOT have access to a computer during the day and more than 60% of the showings were "No Shows" (the age of computers, I do believe). And I had to 'do the CO' ... with no suggestions from him or his 'staff'. Most real estate listing agents in this area literary 'handhold' the sellers thru the Continued Certificate of Occupancy with the local town or city inspectors ... my realtor just wants to control closing at his office 80+ miles away ... to get his check!

    I should have TRUSTED my first vibe with this realtor ... you should NOT be allowed to send a non-licensed person to collect a signature for a real estate contract. And sent the paperwork and photographer back to their (faraway) office. Not notarized!
     
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  11. Passepartout

    Passepartout TUG Review Crew: Veteran TUG Member

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    When we bought our little 1 BR condo in 'the city', it was after the 2009 recession. It was a short sale, and took some time to convince the bank that it couldn't get more for it than we were offering. My DW had fairly recently inherited some money from her dad's passing and there weren't a lot of options for investing the inheritance

    Fast forward to now. Our very nice +-2500 sq ft 4 BR 3BA home w/2 car garage (judging by our own comps) might bring just a bit over $120/sq ft. The 1100 sq ft urban condo with 1 BR 1 BA, $250/mo. association fee, 1 secure parking space in the building's garage, would bring $350 sq/ft. The little condo would sell for nearly $100,000 more than the big house & have ongoing fees. I was flabbergasted to see that.

    If either of us (what am I saying 'IF', OK, WHEN one of us) is left alone BOTH of these places will be sold and the remaining spouse will be going to 'The Home'. A CCRC is the best I can hope for in my dotage.

    Jim
     
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  12. mpumilia

    mpumilia TUG Review Crew: Veteran TUG Member

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    I really can't stand realtors.
     
  13. Luanne

    Luanne TUG Review Crew: Veteran TUG Member

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    Our realtor in Santa Fe has become one of our best friends. We have dinner with her and her husband once a month and they come to the parties we have. Whenever I need a recommendation (doctor, hairdresser, house stuff...whatever) I go to her first.
     
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  14. mpumilia

    mpumilia TUG Review Crew: Veteran TUG Member

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    Of course, exceptions. I had a friend once who was a realtor and would not have hesitated to use her.
     
  15. Luanne

    Luanne TUG Review Crew: Veteran TUG Member

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    We also had a very good relationship with our realtor in California. She both acted as buyer, and seller agent, for us at different times. We didn't use her for our last move as we weren't still sure she was working (she was quite a bit older than dh and I) and she really didn't specialize in our area, where we were selling.
     
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  16. bogey21

    bogey21 TUG Member

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    One of the reasons I selected the Realtor I did to sell my Son's house was because he put together a roughly 20 page book with information on my Son's house. It included what similar houses in the area had sold for, tax appraisals for all the surrounding houses and what was currently on the market in the area. You would be surprised how much information they can put together. Maybe that is why the guy you are talking to needs time...

    George
     
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  17. Passepartout

    Passepartout TUG Review Crew: Veteran TUG Member

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    There is a world of difference between someone with a license to sell real estate (think timeshare sales weasel) and a Realtor. A Realtor is a professional who strives to legally and ethically align the needs of the buyer with the wants of the seller. A Realtor is like any other well educated professional. People who choose a do-it-yourself sign to sell their real estate are like those who get a DIY tax prep software or DIY will or bankruptcy package at Legal Zoom. They might think they got all they are due, but will never know. I can hardly wait for the DIY root canal or appendectomy.

    Jim
     
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  18. Glynda

    Glynda TUG Member

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    I think you might find that neighbors, friends, and/or church family will come to your aid often before family. Especially when they are experiencing, or have experienced, aging and needs associated with it and if you too are there for them. If you involve yourself in activities that lead to enrichment of mind and body you will meet like-minded people who share your interests; you will make friendships and enjoy life to the point that loss of family involvement doesn't sting quite as much. As sad as I sometimes get over our daughter and granddaughter's lack of desire to spend time with us or help us out with my mother, I have come to realize that we can only control ourselves and life is what we make it.
     
  19. bogey21

    bogey21 TUG Member

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    I hadn't used a Realtor in some 30-35 years until I sold my Son's house. I didn't know what to expect but was more than pleasantly surprised by the process in place today. First my guy guided me through the things that needed to be done to groom the house for sale. Then when little things needed to be addressed as a result of the Buyer's inspection he had a little black book with guys to do the work like immediately and at a very reasonable cost. The next thing that surprised me was the quality of the photo shoot the Realtor posted on various Internet web sites. And finally I received an email every time they showed the house with potential Buyer feedback. Yes, the fee was 6% but 3% went to the Buyer's Agent who as I mentioned in a prior post was the one who held the ultimate sale together. I never thought I would say this but all in all it was worth the money...

    George
     
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  20. Glynda

    Glynda TUG Member

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    I am a former realtor. I'm sorry you had such bad experiences. I'm not in your shoes and wasn't there but I, would have talked to that "boss" regardless of relationship to the realtor, and insisted that I be released from my agreement as they failed to uphold their end. I would also have reported them to the Board of Realtors in your state and as you did, leave bad reviews on every site I could find. There is no excuse for the current realtor to be so absent from the process. And again, I would make a fuss and speak to his broker-in-charge.

    On the other hand, I understand why realtors insist on a longer contract. When the realtor has done a market analysis for an area and knows the house is overpriced, or that there are other negative considerations that the seller refuses to do anything about, a seasoned realtor ought to walk away. If the realtor does take the listing for a short contract term, at the price the seller insists on, and the house fails to sell within that short time period, the owner often blames the realtor and lists with another realtor who does get them to reduce the price or make changes within the home and lo and behold it sells quickly, as it might have had the seller listened to the first realtor. The first company's time and marketing dollars were wasted (if they did as they should to try to market the house). It's frustrating to a realtor when people hire you for your knowledge and experience but ignore your suggestions only to have them do as you had suggested a few months down the road and another profits. Happens all the time though.
     
  21. klpca

    klpca TUG Review Crew: Veteran TUG Member

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    Hope springs eternal. And anything can and will be sold if the price is right. Every time I hear someone say "my house won't sell. My realtor is awful", my mind says, your price is too high for your home.
     
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  22. VacationForever

    VacationForever Tug Review Crew: Rookie TUG Member

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    Well said. Every realtor I had used was very helpful and essential in getting my house ready for sale and got it sold. I have sold 2 homes in California and used a different agent for each home because their knowledge of the local area. They both had their go-to handyman, window washing company, housecleaner etc and all at prices that I could not find if I were to look for the same services. They both hired professional photographers for photoshoot and video. In each case I paid 5% of the sale price. For the first home, the agent informed other agents of the upcoming listing of my home and on the first day of listing, another agent got a buyer to pay at listing price. Without my realtor making the connection before hand, it would not have happened. All the way to closing, there was not another interested buyer so I was fortunate. For my second home, it was a very expensive and gorgeous home, including a $200K indoor pool that we had built. It was beautifully decorated with paintings and furnished. The interior decorator and upgrades were another $200K and much of which we did not want to take with us as we had already furnished our retirement home. We knew we were going to lose money on the house but we had to sell it. We were out $200K from when we bought the place and with adding of the indoor pool. We had 5 offers and we picked the all cash buyer and closed within a week. That house would have been easily sold by any realtor but since we were out of state by then, he took care of alot of stuff that we would have needed to do so before closing.
     
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  23. OldGuy

    OldGuy Guest

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    Yes, please go to New Mexico. Some who have already gone to Florida, too.

    :cool:
     
  24. bbodb1

    bbodb1 TUG Review Crew: Veteran TUG Member

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    With all the references to realtors in this thread, it makes me want to go watch American Beauty again......
     
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  25. mpumilia

    mpumilia TUG Review Crew: Veteran TUG Member

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    When we bought this house we used a realtor as a buyer and seller. Worse thing we ever did because of the conflict of interest. Our attorney told us never to do this again. We were young and naive. We ended up getting rid of her as a seller after the contract expired as she did nothing. We actually WANTED to lower the price. SHE was the one that priced it too high. We went along with everything she suggested. We then hired another realtor from another company to sell our home and it sold quickly after finally lowering the price.
     
    Last edited: Apr 22, 2019

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