They would be best not to. This led to the downfall before and Wyndham changing the rules. Hard work, trial and error and luck is a good method. Gold is good but you are competing with platinums. Your costs will always be higher. Not suggesting you go out and but more retail points.
That’s not really true.
Renting is still allowed, or at least tolerated when done on a modest scale.
When Wyndham came after us they hung their hat on two things. The personal use provision that says commercial use is prohibited; and the no unfair advantage clause
So in my case with 90 million points in reservations it was hard to argue that my accounts were for personal use. And although I argued that cancel/rebook/upgrade did not take anything away from other owners and did not make it easier to make a reservationahead of any other owner, As you know, wyndham disagreed
In my opinion, based on my own experience and conversations others in similar situations as us and with wyndhams legal dept. I’m pretty sure that if you do just a few reservations in a small account and don’t break any rules, wyndham will leave you alone
I would define small account as something under 5 million points
So then the question becomes: can you make enough reservations with a portion of your points to pay the maintenance fees on all your points, leaving you with some free vacations
In my opinion to make enough to cover your fees and get free vacations for yourself you need to make high value reservations, 10 to 13 months in advance. My favorite example is Mardi Gras at Avenue Plaza. A studio week there is 126000 points. They sleep 4 and I rented them for $1500
Do ten of these (1,260,000 points) to generate $15000 and you will have enough to pay mf on 2,500,000 points
The thing is that there are not many reservations as cheap as these that can be rented for as much
Good luck to hitchhiker