- Joined
- Jun 7, 2005
- Messages
- 14,549
- Reaction score
- 5,663
- Points
- 898
- Location
- Los Angeles
- Resorts Owned
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Westin Kierland
Sheraton Desert Oasis
Good choice -
This $450 annual fee card ends up costing almost nothing.
$450 Annual Fee
<$300> Annual Travel Credit - immediately credited back to you on your statement for Vistana Management Fees or any other travel related charge
<$95> Cancel SPG AmEx card - Annual Fee
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$55 net annual cost
<$95> Cancel Chase Sapphire Preferred or any other card you currently have that gives less benefits
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$0 No additional cost for these great benefits offered by this card!!!!
To be fair, you really can’t assign other card annual fees to this one. I figure this card will cost $150/year. I’ll likely keep my Amex cards since they will now include a free hotel night, and that’s worth more than $95 to me.
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