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My Survey - Want to buy (again)!

Hunterrj

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Hi All,

We own a week in Aruba which we personally use almost every year. However, we would like to buy another week for Maximum Trade Value/per dollar purchase and lowest possible yealy MF? A lot to ask for? lol.... Does anyone have an equation they use that maximizes trade value against bargain dollar purchase and low annual MF? (also accounting for week # trade value)

1) Is there a vacation destination you wish to visit most of the time or on a regular basis? if so where? No, We already have a week at Costa Linda Beach Resort - Aruba which we use every year.

2) Do you want to visit your home resort at least half the time, or do you want to trade more than half the time? For this purchase - Trade Value (Return On Investment) is the only consideration.

3) What are your 5 top trade destinations?

Caribbean, Bahamas, (maybe Hawaii), Basically, want to trade for Island Paradise! We live close to the beach so chasing around other islands is our passion. I have traveled almost my entire career and free air miles can take us a lot of places!

4) How many people do you usually travel with?

Just the two of us... (Spouse and Me!)

5) Can you travel any time, or are you locked into the school schedule? Plan to do a partial retirement in June 2019. Will be able to travel almost anytime after that.

6) Can you make firm plans 12 or more mos. in advance? Yes

7) Can you vacation for a full week at a time? Yes (or more)

8) What level of accommodations do you prefer on a scale of 1 to 5 stars? Would prefer 4 or 5 star!

9) How much can you afford to spend upfront, without financing? Would really like a Bargain Basement offer with Maximum Trade value vs ROI. However, could spend more if the ROI is a really good deal.

10) How much can you afford to spend every year for a maintenance fee that will come due right after Christmas, and increase each year? I've seen MFs in the $500/year range at some East Coast Florida resorts but I'm not sure if those have a good trade value? I.E. Ocean East Resort (Ormond Beach) Thus my question above about an "equation" that maximizes trade value vs total money spent per year? How do you find out if the resort/week has good RCI or II trade value? Is there a website somewhere that tells?

11) Are you a detail oriented planner? Sort of...

12) Do you understand that once you buy a timeshare, it may be very difficult to sell or give away, and you are responsible for all fees, until you do? Yes...

Also wondering if it would make any sense to look for a bargain basement deal in Cocoa Beach, FL (10 minute drive from home) where it might be possible to have "privledges" throughout the year and use the beach and facilites if we wanted to.

Again... Thanks for any help on my subject of buying with Maximum Trade Value per Dollar Spent. I Have been watching "Bargain Basement" listings for several months and the more I watch... the more confused I get! LOL

Is it acceptable to post my questions on the Bargain Basement Forum and see what the response would be?

Regards,

Randy - Merritt Island, FL.
 

bizaro86

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RCI is pretty simple - just look for the best $ per TPU ratio, or the best $ per point ratio. RCI points has more total availability (they can access weeks inventory plus points inventory) but has higher annual fees.

II is a bit trickier, as they don't publish their trade power algorithm. Also, many resort systems have preference, so only owners of that system can get units when they are first deposited.
 

Hunterrj

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RCI is pretty simple - just look for the best $ per TPU ratio, or the best $ per point ratio. RCI points has more total availability (they can access weeks inventory plus points inventory) but has higher annual fees.

II is a bit trickier, as they don't publish their trade power algorithm. Also, many resort systems have preference, so only owners of that system can get units when they are first deposited.
RCI is pretty simple - just look for the best $ per TPU ratio, or the best $ per point ratio. RCI points has more total availability (they can access weeks inventory plus points inventory) but has higher annual fees.

II is a bit trickier, as they don't publish their trade power algorithm. Also, many resort systems have preference, so only owners of that system can get units when they are first deposited.


I am a member of RCI. Doesn't one have to deposit their week to be able to see the exchange ratio? Or am I missing how to navigate their website to find the ratio? I have not deposited my week (nor do I want to) so maybe that's why I can't see what you are referencing?

Thanks!
 

bizaro86

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I am a member of RCI. Doesn't one have to deposit their week to be able to see the exchange ratio? Or am I missing how to navigate their website to find the ratio? I have not deposited my week (nor do I want to) so maybe that's why I can't see what you are referencing?

Thanks!

If you are already an RCI member, you can check how many trading power a week is assigned. When you go to "deposit your week" there is a link for "deposit calculator."

Click that. The box will automatically have your resort filled in, but you can change the resort/week/unit size and it will tell you how many TPU that week would get. Then just divide the maintenence by the TPU to get $/TPU.

Other considerations are whether you would ever want to use the week (saving an exchange fee) and whether it could be rented it you didn't want to exchange one year.
 

Hunterrj

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If you are already an RCI member, you can check how many trading power a week is assigned. When you go to "deposit your week" there is a link for "deposit calculator."

Click that. The box will automatically have your resort filled in, but you can change the resort/week/unit size and it will tell you how many TPU that week would get. Then just divide the maintenence by the TPU to get $/TPU.

Other considerations are whether you would ever want to use the week (saving an exchange fee) and whether it could be rented it you didn't want to exchange one year.

Awesome... thanks for pointing me to the deposit calculator. That is exactly what I was looking for! BIG HELP!
 
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