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IHG Credit Card for HICV Maintenance Fees

Discussion in 'All Other Timeshare Systems' started by skotrla, Jul 18, 2019.

  1. skotrla

    skotrla TUG Member

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    Has anyone with the IHG credit card used the card to pay HICV maintenance fees? If so, how many IHG points did you get? The higher end HICV card gives 10x per dollar of hotel spend including Holiday Inn Club vacations.

    -Scott
    Owner, HICV Tapatalk Group
     
  2. sehansen2

    sehansen2 Guest

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    I paid HICV maintenance fees using my IHG Select card (different than the one currently offered), and received 1 point per $. That was a couple years ago, but I assume it's still the same. I've gone back to using my Citi Double Cash card since then.
     
  3. skotrla

    skotrla TUG Member

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    Thanks! The Wyndham credit card specifically mentions timeshare maintenance getting same points as hotel spend, so I thought I should look into it further.
     
  4. skotrla

    skotrla TUG Member

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    According to the Facebook group, 10x points are not automatic, but you can call the credit card and they will do it manually for you - anyone have any experience with this? HICV points normally cost $5.75/1K, which would be an equivalent of 5.75% back on maintenance, which would be pretty good.
     
  5. Bmatrose

    Bmatrose TUG Member

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    its ihg points which are worth less than that
     
  6. skotrla

    skotrla TUG Member

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    I get 2.5% back on maintenance now (Amex MR), so that makes the effective cost of the IHG points $2.5/1K. pointsguy.com shows $5/1K down from $6/1K last year.
     
  7. skotrla

    skotrla TUG Member

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    I received my first IHG credit card statement and got my first batch of points - I can confirm that HICV charges (fees paid for renting points and booking fees) do not automatically give points at the higher level, but an email through the Chase message system gets quick responses within 12 hours (which is excellent for a bank) and additional points granted with no questions asked. First message gave me the 9 extra points per dollar on IHG spend (1x->10x) and the second message gave me the first year bonus of 15 extra points per dollar on IHG spend (10x->25x), resulting in 1600 IHG points per $64 reservation fee for the first year. The extra points granted by customer service are not in my IHG account yet, so I'll follow-up in a few days and let you know if any additional follow-up is required (statement points showed up on IHG 3 days after statement close).

    Here's the two merchant names I can confirm work:

    HOLIDY INN CLB OPS TSW
    HICV CAPTIAL MGMT MAIN

    -Scott
    Owner, HICV Tapatalk Group
     
  8. skotrla

    skotrla TUG Member

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    thepointsguy.com shows the most valuable airline miles as Alaska @ $18/1K - IHG points convert to at 5:1, so that puts the floor on IHG value at $3.6/1K (using them only for airline miles), which means the IHG credit card gives 3.6%-5% back on HICV maintenance. For the first year, the credit card gives 25 points instead of 10 points, which is 9%-12.5% on HICV maintenance and fees.

    -Scott
    Owner, HICV Tapatalk Group
     
  9. tschwa2

    tschwa2 Tug Review Crew: Rookie TUG Member

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    If you go the higher points for HICV charges you are lucky most people from the HICV facebook report that as of May/June HICV stopped coding charges in such a way to get the bonus points and as of August Chase refuses to adjust the code of points unless HICV makes the change and HICV codes the charges as miscellaneous and will not change the code. This is on MF, morgage payments and HICV service charges.
     
  10. skotrla

    skotrla TUG Member

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    That's a bummer - I might be getting better service temporarily on a new account. On the other hand, my messages got me 40K extra points, which is a lot, and I didn't get the "one time as a courtesy" verbiage that banks normally give when they manually do something against policy.
     
  11. skotrla

    skotrla TUG Member

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    They did it a second month with no questions asked and no typical bank disclaimer that they would not be doing it in the future - I've been using secure messaging on the website.

    The first month they did $1660 in charges and the second month they did $640 in charges - grand total of 58K in points (vs. 9K that they gave by default for all other purchases in the first year).

    If they ever stop, I intend to let them know that I will be cancelling at renewal and then at renewal, I'll cancel unless they give me whatever points they owe me to make me whole. Once they quit adjusting points, I'll stop using the card for all purchases in case they don't adjust.

    I did some test reservations comparing IHG vs. HICV points, and a 3-day weekend next Labor Day in Galveston in a 1BR-Std (only thing available on IHG) was 105K IHG points vs. 53K HICV, but HICV has the $64 booking fee. At $5/1K points, the HICV reservation cost $329, which makes the IHG value per dollar $3.13/1K when used for HICV - at 25x per HICV maintenance/booking point, that works out to 7.8% back for the first year. If you are a trust member with $7/1K in maintenance and no Pointshield (the IHG reservation comes with Pointshield), the value of IHG points for HICV reservations rises as high as $4.47/1K, which is about 11.1% back. You can also add guests at IHG for no additional charge (which is also true for HICV unless you have a lot of points and make more than 15 guest reservations per year.

    I checked on Vegas on the same weekend for a 1BR-D the HICV points go up by 28% while the IHG points only go up 14%.

    -Scott
    Owner, HICV Tapatalk Group
     

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