- Joined
- Jul 13, 2015
- Messages
- 6,781
- Reaction score
- 9,968
- Points
- 499
- Location
- Florida
- Resorts Owned
- Hgvc Anderson, Blue Ride Village Resort
Ok for those of you that retired early...
(1)How old were you retired?
51
(2)What unforeseen financial dilemmas did you experience once you quit?
None
(3)For your personal situation, what percentage of pre-retirement income do you need to maintain or live a slightly improved life style?
Never figured it out, just asked myself do I have enough to pay for what I need and want. Always thought if I can’t manage I will go back to work.
(4)Since this is a timeshare site: What % of your retirement income are you spending on MF’s and considering timeshare MF’s can double every 15 years, at what % of income would you start reducing holdings to lower MF’s
Retirement income is a moving number, pension is fixed but investment return isn’t. When My mfs come due and I say I can’t afford this I will reduce my holdings.
(5)How many of you work part time as a means to have some form of employer subsidized health insurer.
Not me, just pay private which is higher then my timeshare mfs and I own a lot of timeshares.
(6)What’s your plan with timeshares you own if you lose your spouse. If your single, what is timesharing like as a single person?
Been there , I had to get rid of the timeshares I went to because it hurt too much. 10 years later still can’t go to those resorts. I kept my trading ones and made girlfriends to travel with. My current hubby wasn’t a timeshare person and looked down at it at first. Now loves them. I actually own more with him.
(1)How old were you retired?
51
(2)What unforeseen financial dilemmas did you experience once you quit?
None
(3)For your personal situation, what percentage of pre-retirement income do you need to maintain or live a slightly improved life style?
Never figured it out, just asked myself do I have enough to pay for what I need and want. Always thought if I can’t manage I will go back to work.
(4)Since this is a timeshare site: What % of your retirement income are you spending on MF’s and considering timeshare MF’s can double every 15 years, at what % of income would you start reducing holdings to lower MF’s
Retirement income is a moving number, pension is fixed but investment return isn’t. When My mfs come due and I say I can’t afford this I will reduce my holdings.
(5)How many of you work part time as a means to have some form of employer subsidized health insurer.
Not me, just pay private which is higher then my timeshare mfs and I own a lot of timeshares.
(6)What’s your plan with timeshares you own if you lose your spouse. If your single, what is timesharing like as a single person?
Been there , I had to get rid of the timeshares I went to because it hurt too much. 10 years later still can’t go to those resorts. I kept my trading ones and made girlfriends to travel with. My current hubby wasn’t a timeshare person and looked down at it at first. Now loves them. I actually own more with him.