I meant to update the OP when I returned from this trip and have neglected to do so - thanks for bumping this back up!
Updated information or lessons learned will be posted in red throughout this post and should look similar to this!
After doing a bit of reading and searching on TUG about travel into Canada, I see a lot of info out there but a significant amount of it appears on the older side. Because rules and procedures change over time, I though it was time for an updated discussion on traveling into Canada from the U.S..
At present, I'm concerned about the following areas - each requiring some pre planning (I'm sure there are other aspects I have NOT listed here - please add to this list if you see items missing):
- Crossing the border
- Renting a car in Canada
- Other purchases in Canada - using banks and credit cards
- Cell phone usage
For our particular trip, we have a reservation at the WM in Blaine but have chosen to fly into Vancouver since it is so much closer than Seattle.
Crossing the border
We already have passports (current, and not expiring for several years), and Nexus cards so much of the concern here has been addressed but still having NOT traveled into Canada for many years, I am still a bit unclear if I need to fill out any customs forms prior to landing / entry. I've heard about an app that can help with this but is it necessary if I have Nexus?
A useful (?) website might be:
https://travel.gc.ca/air
Whether our crossings were by land or air, the Nexus cards proved to be timesavers! Some of the land crosssing times would have been quick regardless of the lone we choose but three of them would have taken at least 30 minutes (or longer) if we did not have the Nexus card. Nexus lanes were clearly identified as we approached each border crossing. The border guards asked us a question or two at most and asked if we had any thing to declare. Within moments we were on our way again. We only had to deal with customs at the Vancouver airport (both arriving and departing) - as arrival was near midnight the Nexus card did not help any time wise then. For departure, the card was a help as we moved through lines much quicker. Nexus is highly recommended based on my experience.
Renting a car in Canada
We have an existing reservation with Hertz (and we have used Hertz previously and have gold status) but are there other aspects to consider here? Is there any reason our current auto policy would not cover us in Canada in case of the unexpected?
We found that one of our credit cards (issued by Chase - our Amazon Prime cards) did not incur foreign transaction fees in Canada so we used these credit cards while in Canada and incurred no extra transaction expense. Also, while asking Chase about this, we also asked about insurance coverage and they indicated we should decline all coverages offered by Hertz / Canada as our card provided coverage for those areas. We also did confer with our auto insurance agent and notified them of our Canada trip (State Farm). Fortunately, we had no problems while driving in Canada so we never tested any of this in the wild!
Other purchases in Canada - using banks and credit cards
We have accounts with a major US Bank and have notified that bank we will be in Canada for a period of time. The bank told us they have an agreement with ScotiaBank so any ATM withdrawals performed at a ScotiaBank would NOT be hit with a non Bank usage fee. However, I am still a bit fuzzy on what will happen with credit card purchases. Would we be better off making an ATM withdrawal and pay in Canadian currency? The larger question here is what are the best practices when it comes to spending money in Canada? Still a lot of fuzziness here....
A useful (?) website might be:
https://www.tripsavvy.com/debit-and-credit-card-tips-in-canada-1481710
For this trip, we made one withdraw in Canada at ScotiaBank (our U.S. based bank in BOA) in Canadian funds which was enough to meet our cash needs for this trip. Since ScotiaBank and BOA have a partner agreement, we avoided an out of network charge from BOA did we still had to pay an international fee. Obviously YEMV so check with your banks but I was a bit disappointed in this because I thought BOA had said we would not be hit with any fees.
But the most helpful aspect here was the ability to use our Chase issued credit card WITH NO transaction or international fees levied.
Cell phone usage
Another big area of uncertainty here as we have learned our Verizon plan does NOT extend into Canada.
With respect to cell phone service, we converted our Verizon plan to their newest offerings prior to departure and they worked fine in Canada although I did need to reboot my phone once or twice AND change a setting to allow roaming. We have had a billing cycle end since that trip and NO CHARGES were applied to our account for calls, texts, or data usage in Canada. This reinforces the suggestion that Verizon customers should check their plan and strongly consider one of the recent plan offerings from Verizon as all of them include phone usage in Canada, the U.S. and Mexico.
Note: just to reemphasize, this thread is meant to document what is learned as we move through this process of research and learning. No doubt, some of what is listed here could be wrong or outdated so as new or better info is discovered I'll add it here. Hopefully, this thread will benefit others traveling into Canada in the coming months.