As for Coconut Plantation since I don't live nearby , I really have know ideal. My HMSS (Breckenridge), where I do live within driving distance, sort of does. But I bet each club is different and in general I would guess that most don't allow "day use". But I would just call the resort ( the resort manager) and ask them if its important to you.
Regards. Let me know what they say to you. Thanks. Perry