TUG MEMBERS: Joining TUG does not automatically register you as a user of the TUG Bulletin Board. You must register yourself.


*ads are disabled when logged in as a member*
  1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.
  2. The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 25 years!

    Join tens of thousands of other owners just like you here to get any and all Timeshare questions answered!
    Dismiss Notice
  3. TUG has now saved timeshare owners more than $13,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $13Million dollars
    Dismiss Notice
  4. Sign up to get the TUG Newsletter for free! Join tens of thousands of other owners who get this every week! Latest resort reviews and the most important topics discussed by owners during the week!
    Dismiss Notice
  5. TUG is trying out a new program that will trade you a TUG membership for a Timeshare resort review if you are an expired member, or even just a guest here on the forums!

    Read more here
    Dismiss Notice
  6. Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    Read more Here
    Dismiss Notice
  7. Follow the TUG Member Banner as it travels the world on vacation with Timeshare owners! Also sign up to get the banner sent to you so you can submit a photo of your vacation with the banner to share with TUG! Banner Thread
    Dismiss Notice
  8. TUG has now joined Priceline.com as an affiliate!

    Members and guests who book air travel, rental cars and even Cruise Vacations thru TUG's priceline links will now support TUG in the process!

    Read more here
  9. A few of the most common links here on the forums for newbies and guests!
    Dismiss Notice

Colonsocpy a year later- something is not right.

Discussion in 'TUG Lounge' started by WinniWoman, Oct 10, 2019.

  1. Icc5

    Icc5 TUG Member

    Joined:
    Jun 6, 2005
    Messages:
    1,633
    Likes Received:
    217
    Trophy Points:
    274
    Location:
    Los Altos, California (Northern Ca.)
    My main take from this is you are not comfortable with this Dr. so I suggest you go to another. I understand money/medical plan issues but I would think piece of mind most important. Having all the money in the world doesn't help you if you aren't around to enjoy it. Unless someone here is a medical expert I would either trust my Dr. or seek another medical opinion. Too many people hold off on medical decisions because of finances but living sometimes takes that extra spend. Good luck, get checked again and stop having to worry about it.
     
  2. rapmarks

    rapmarks TUG Review Crew: Elite TUG Member

    Joined:
    Jun 6, 2005
    Messages:
    6,187
    Likes Received:
    1,361
    Trophy Points:
    449
    When my father who had a stroke at 72 was hospitalized in his mid eighties and they wanted to run invasive tests, I had the sense to say why are you doing this, you know you can’t operate on him
    But unfortunately I got there too late to stop them doing a colonoscopy on my 93 year old mother. Before she went in she was taking care of herself, cooking, paying bills etc. she woke up after the procedure as a crazy person. She was never the same and went through seven terrible months before she died. Now maybe she would have died in that time frame, but she would have maybe died with more dignity.
    It just burns me up what some doctors do. I remember getting exceedingly sick after a colonoscopy in FortMyers then finding out a few months later that the facility was shut down because of unsanitary conditions.
     
    WinniWoman likes this.
  3. VacationForever

    VacationForever Tug Review Crew: Rookie TUG Member

    Joined:
    Dec 5, 2010
    Messages:
    9,870
    Likes Received:
    3,739
    Trophy Points:
    398
    Location:
    Somewhere Out There
    I have never had a colonoscopy done but maybe I will have one done at 60. In my previous health care system in California, we had fecal test every year. Since our move, I elected to go with Cologuard. I am ambivalent whether to have a colonoscopy as parents of friends had died from colonoscopy due to perforations and never recovered from it. My father had a colonoscopy done at about 90 and he was ok but my mother had polyps removed when she had a colonoscopy in her 60s.
     
    Last edited: Oct 11, 2019
    WinniWoman likes this.
  4. WinniWoman

    WinniWoman TUG Review Crew: Veteran TUG Member

    Joined:
    Jul 16, 2010
    Messages:
    8,681
    Likes Received:
    4,199
    Trophy Points:
    399
    Location:
    Pine Bush, New York
    Resorts Owned:
    Smugglers Notch Resort
    Innseason Pollard Brook

    That is so sad. I remember being in an emergency room with my terminally ill mom and they wanted to do a CT on her. I refused- she had only a few months to live and no way were they going to expose her to more radiation for no reason.
     
    Bailey#1 and VacationForever like this.
  5. Iggyearl

    Iggyearl TUG Member

    Joined:
    Dec 26, 2014
    Messages:
    413
    Likes Received:
    336
    Trophy Points:
    123
    Location:
    Ballston Lake, NY
    Mary Ann, this is excellent advice. It does not seem that your doctor has done anything wrong so far. Communication is the key. I just looked up "flat colon polyps" and got a feel for why they are not automatically removed. (very difficult) I think your doctor has your best interests at heart and has done his best for you. If this polyp has progressed to pre-cancerous or cancerous, he is looking out for your health. You need to ask , "Why now?" and accept the response. Get your questions ready and have a "heart to heart" session. I am making out my own list at this minute. I was diagnosed with full-blown colon cancer on 9/27. Confirmed on 10/2. CT scan showed no movement on 10/3. I see a surgeon at St. Peters on next Tuesday. I am scared as hell - but I have no choice but to go forward. AND, I have never had a polyp discovered during a colonoscopy..... Be well....
     
  6. Passepartout

    Passepartout TUG Review Crew: Veteran TUG Member

    Joined:
    Feb 10, 2007
    Messages:
    21,589
    Likes Received:
    5,226
    Trophy Points:
    799
    Location:
    Twin Falls, Eye-Duh-Hoe
    Iggyearl, my thoughts are with you. This is a difficult time with difficult decisions. Good Luck.

    Mary Ann, have that 'heart-to-heart' talk with your doc. I understand the 'should I wait, or do we have to do this NOW' rationale when one is weighing the consequences of today's American healthcare environmeent. Perhaps the out of pocket colonoscopy can wait until after you re-up for next year's insurance so the cost can be put toward next year's deductible?

    Fwiw, I'm getting a basal cell carcinoma removed (Mohs surgery) from the end of my nose on Monday. Just the latest of several over the last few years. It's the price those of us of 'a certain age' pay for all those tans and sunburns we got as kids.

    Jim
     
    GrayFal and WinniWoman like this.
  7. WinniWoman

    WinniWoman TUG Review Crew: Veteran TUG Member

    Joined:
    Jul 16, 2010
    Messages:
    8,681
    Likes Received:
    4,199
    Trophy Points:
    399
    Location:
    Pine Bush, New York
    Resorts Owned:
    Smugglers Notch Resort
    Innseason Pollard Brook
    OMG- I feel for you. That is scary! And never a polyp! Crazy! I hope everything turns out ok. Prayers sent your way.

    And thanks. The more I think about it I am even wondering if my doctor in his own way is just trying to not make me worry too much, though I guess it backfired some. LOL!

    I, of course, will have the colonoscopy. I am not going to take any chances. I thought the same about the flat polyps- maybe it was too flat or too small to remove last year. Of course, he did not tell me that. He told me usually this polyp is not precancerous but it turned out it was. He didn't get into any more details than that.

    Best of luck with your surgery.
     
  8. WinniWoman

    WinniWoman TUG Review Crew: Veteran TUG Member

    Joined:
    Jul 16, 2010
    Messages:
    8,681
    Likes Received:
    4,199
    Trophy Points:
    399
    Location:
    Pine Bush, New York
    Resorts Owned:
    Smugglers Notch Resort
    Innseason Pollard Brook

    Good luck. Yes- especially if you drove a truck- a lot of sun on your face. I have an elderly friend who has had so many on his face and ears and nose removed. He was a salesman- out all day every day- in his car.

    Being I was also out most days for my job as well, I was very conscious of this and put sunscreen on my face and neck and ears (and arms, too, in summer) every day. Hopefully it helped. So far so good. But hey- anything can happen.
     
  9. WinniWoman

    WinniWoman TUG Review Crew: Veteran TUG Member

    Joined:
    Jul 16, 2010
    Messages:
    8,681
    Likes Received:
    4,199
    Trophy Points:
    399
    Location:
    Pine Bush, New York
    Resorts Owned:
    Smugglers Notch Resort
    Innseason Pollard Brook
    You really should have it. It sucks, but a colonoscopy is the gold star test for colon cancer and polyps can arise at any age. Even people in their 30's and 40's get polyps.
     
    VacationForever likes this.
  10. Firepath

    Firepath TUG Member

    Joined:
    Jun 4, 2016
    Messages:
    188
    Likes Received:
    93
    Trophy Points:
    88
    Location:
    Northwest US
    When I had my first colonoscopy about 6 yrs. ago. The doc also told me afterward that I had polyps. I don't think they biopsied them. He just said normally I'd need another in 10 yrs. but because of the polyps to come back in 5. Maybe they just wait to see what happens unless they are sure they are pre-cancerous?
     
    Last edited: Oct 12, 2019
    WinniWoman likes this.
  11. LisaH

    LisaH TUG Lifetime Member

    Joined:
    Jun 6, 2005
    Messages:
    3,597
    Likes Received:
    335
    Trophy Points:
    418
    Location:
    SF Bay Area, CA
    A
    Good luck with the surgery! Colon cancer in general is slow growing. It is quite treatable nowadays when discovered early. Sounds like yours is in early stage since you didn't have a polyp before. Wish you a complete and quick recovery!
     
  12. Grammarhero

    Grammarhero Official TUGBBS Rescission Master TUG Member

    Joined:
    Jun 9, 2019
    Messages:
    1,318
    Likes Received:
    649
    Trophy Points:
    163
    Location:
    Washington, DC Area
    Resorts Owned:
    Wyndham, EY 434k pts
    Williamsburg Plant, EY 4L/4
    DRI South Bend, EY 1/1

    Been to:
    Intl: Aruba, Aus, Bah, China, Jpn, HK, Macau, Mex
    US: AZ, CA, DC, DE, IL, IN, KY, MD, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA, WV
    At age 34, I had a colonoscopy due to digestive issues from work-related stress. Doctor should have taken out all polyps. He may be more concerned with his wallet than your health. Good luck.
     
    WinniWoman likes this.
  13. pianodinosaur

    pianodinosaur TUG Review Crew: Veteran TUG Member

    Joined:
    Jun 6, 2008
    Messages:
    1,878
    Likes Received:
    82
    Trophy Points:
    258
    Location:
    Texas
    Resorts Owned:
    HGVC SeaWorld x 2, HGVC Las Vegas Strip x 2, MVC Mountain Valley Lodge, MVC Legend’s Edge
    My 86 year old father in law had colon cancer about 35 years ago. Unfortunately, I have lost two friends in their 40s & 50s because they put off having a colonoscopy until it was too late.

    Illness never comes when it is convenient. Cancer is a very scary word. Pain hurts. The best thing about growing old is that it beats the alternative. We need to pray for Iggyearl and mpumilia. Iggyearl needs a speedy and complete recovery and mpumilia does not need colon cancer. I don’t want anything to interfere with mpumilia’s plans about moving to Vermont.
     
  14. Glynda

    Glynda TUG Member

    Joined:
    Jun 8, 2005
    Messages:
    2,743
    Likes Received:
    1,090
    Trophy Points:
    399
    Location:
    Charleston, SC
    Resorts Owned:
    Bluegreen Points Lodge Alley Inn.
    Brewster Green (two weeks).
    But when they got the biopsy back a year ago, they didn't tell you??? Huh.
     
  15. WinniWoman

    WinniWoman TUG Review Crew: Veteran TUG Member

    Joined:
    Jul 16, 2010
    Messages:
    8,681
    Likes Received:
    4,199
    Trophy Points:
    399
    Location:
    Pine Bush, New York
    Resorts Owned:
    Smugglers Notch Resort
    Innseason Pollard Brook
    All he said last year was that he removed some precancerous polyps and sending out for biopsy. Then I got the report back saying I needed to follow up in a year so I immediately called him when I got the report. He said nothing to worry about, but the polyps were precancerous and he wants to go back in in a year (for monitoring). Something like that- I can't remember his exact words.

    Of course, now he says he has to take one that is still there out (and I assume any others that might have appeared).
     
  16. WinniWoman

    WinniWoman TUG Review Crew: Veteran TUG Member

    Joined:
    Jul 16, 2010
    Messages:
    8,681
    Likes Received:
    4,199
    Trophy Points:
    399
    Location:
    Pine Bush, New York
    Resorts Owned:
    Smugglers Notch Resort
    Innseason Pollard Brook
    Thanks. It's New Hampshire we are moving to (but I do love Vermont- my favorite state!). Yeah- while we sit in this rental house in limbo I keep waiting for a shoe to drop thinking will we even make it there? And not just based on the colonoscopy but just life in general. So many pieces have to fall into place.

    I hate that feeling. It's going to be a long winter. Builder just moved out the closing date by two months. No surprise there. I think it will be even longer than that. :(
     
  17. Big Matt

    Big Matt TUG Review Crew: Veteran TUG Member

    Joined:
    Jun 6, 2005
    Messages:
    4,848
    Likes Received:
    394
    Trophy Points:
    319
    Location:
    Northern Virginia
    I would do two things. First, get a better insurance policy. No reason to mess around with high deductible plans. You need good insurance until Medicare kicks in. Second, I would just tell the doctor that you are moving and ask for a referral for someone in the new area if he knows of anyone. Once you get to your new location go see a GP for a physical and talk the him/her about the colonoscopy stuff and see what they say. Six months isn't going to matter based on how slow growing colon cancer is. Before everyone bashes me for this part, know that my dad had it, I get my scans every five years, and know a lot about this.
     
    WinniWoman likes this.
  18. bogey21

    bogey21 TUG Member

    Joined:
    Jun 8, 2005
    Messages:
    7,103
    Likes Received:
    1,826
    Trophy Points:
    449
    Location:
    Fort Worth, Texas
    I think this depends on an individuals financial situation. If someone can easily afford to cover the deductible, why not opt for the plan with the lowest premiums. On a less significant basis I have for many years carried the High Deductible Plan F Medicare Supplement rather than the Standard Plan F. The amount I have saved over the years adds up to way more than one year's annual deductible...

    George
     
    WinniWoman likes this.
  19. Talent312

    Talent312 Tug Review Crew: Rookie TUG Member

    Joined:
    Jul 4, 2007
    Messages:
    12,473
    Likes Received:
    2,311
    Trophy Points:
    548
    Location:
    North Florida
    Resorts Owned:
    HGVC x2 and Gatlinburg Town Square
    I started having regular colonoscopies when I was 45.
    My dad died from colon cancer at age 56, so I was "at risk."
    They moved me to every two years when they found adenomas.

    I just got a voice mail reminding me it was time, again.
    It's gonna wait until I'm more recovered from shoulder surgery.
     
    WinniWoman likes this.
  20. Timeshare Von

    Timeshare Von TUG Review Crew: Expert TUG Member

    Joined:
    Mar 13, 2006
    Messages:
    6,261
    Likes Received:
    442
    Trophy Points:
    369
    Location:
    Milwaukee, WI
    Resorts Owned:
    Wyndham (77k points at Myrtle Beach/Westwinds)
    Lifetime in Hawaii (floating 1-52 annual week)
    WOW that is very naive advice! Buying insurance on the open market or via the Exchange is very costly. We have crappy insurance, and paying over $2,000/month for it. I cannot wait to be 65 to have Medicare as an option. My DH is younger than me, so he's got several more years than me.
     
    Beachclubmum and WinniWoman like this.
  21. VacationForever

    VacationForever Tug Review Crew: Rookie TUG Member

    Joined:
    Dec 5, 2010
    Messages:
    9,870
    Likes Received:
    3,739
    Trophy Points:
    398
    Location:
    Somewhere Out There
    I use an excel spreadsheet each year to determine an estimated best total out of pocket cost including premium. Once upon a time pre ACA days, I bought a high deductible HSA plan because premium plus max out of pocket was lower than the best high premium plan. That worked in the first year. In the second year I got caught with unexpected expenses because I called paramedics and my son got transported to the hospital. That fire department bill was ridiculous and apparently it did not fall under maximum out of pocket.

    I switched back to the best, aka highest premium, plan from that point onwards and until plan renewal for this year. My cost analysis showed that I would be better off with a silver plan instead of a gold plan, saving $2400 total in premium and about additional cost of about $500 more in copays and for an unplanned ultrasound and HIDA scan over a gold plan.

    Regarding colonoscopies, my friend whose doctor found precancerous polyps during colonoscopy has to have a colonoscopy every 2 years. I do not know under what circumstances that the recommendation to redo colonoscopy is for every, 2 or 3 years.
     
    Last edited: Oct 12, 2019
    WinniWoman likes this.
  22. Big Matt

    Big Matt TUG Review Crew: Veteran TUG Member

    Joined:
    Jun 6, 2005
    Messages:
    4,848
    Likes Received:
    394
    Trophy Points:
    319
    Location:
    Northern Virginia
    Not naive at all. OP is 63 and is not wanting to have a medical procedure that is necessary because it costs too much. That's not a good situation. I really don't know your situation so I can't comment on what you should or shouldn't do, and the recommendation wasn't for everyone on this board.
     
    wackymother likes this.
  23. WinniWoman

    WinniWoman TUG Review Crew: Veteran TUG Member

    Joined:
    Jul 16, 2010
    Messages:
    8,681
    Likes Received:
    4,199
    Trophy Points:
    399
    Location:
    Pine Bush, New York
    Resorts Owned:
    Smugglers Notch Resort
    Innseason Pollard Brook
    Right now I am going to have the colonoscopy. I was not considering not having it. I was just questioning my doctors explanation for having it a year later.

    My husband and I decided to get all our medical appointments in this year before we move as we will be super busy next year when we do. We have dental, medical and eye appts. scheduled between now and the end of the year. And- yes- the colonoscopies. Do we hate having to pay for them? Yes, but it is something we have gotten used to over the years in this horrible health insurance environment we all live in. His employer only offers 2 plans- one (which we have) has a higher deductible than the other but both have high deductibles, but the other plan has, of course, higher premiums.

    This will give us time to find practitioners in our new home state. One thing we will have to do quickly is find a family doctor for my husband since he is on blood pressure meds and will need the prescription.

    Next year, my husband will be on Medicare (working on that right now- first with getting him on Part B) and eligible for a $60 per month HRA contribution from this broker company his employer uses for the employee Medicare insurance and I am going to carry the employer health insurance for 18 months more through COBRA until I am 65 and Medicare eligible. That is probably the easiest and most cost effective thing for me to do- though expensive at $545 per month- and hope I have nothing that will will require a huge out of pocket expense during that time.

    Once I go on Medicare I will also be eligible for a $60 per month HRA contribution as well. Hey- $120 per month in an HRA- we'll take it!

    I guess at this point I have to have faith. Something I lack a lot of time.
     
    VacationForever likes this.
  24. AnnaS

    AnnaS TUG Member

    Joined:
    Apr 26, 2008
    Messages:
    999
    Likes Received:
    245
    Trophy Points:
    253
    Location:
    Staten Island, NY
    Good luck with your surgery. Wishing you a speedy recovery.
     
    Iggyearl likes this.
  25. pedro47

    pedro47 TUG Review Crew: Expert TUG Member

    Joined:
    Jun 6, 2005
    Messages:
    11,055
    Likes Received:
    2,011
    Trophy Points:
    548
    Location:
    East Coast
    Iggyearl, good luck with your surgery. The best thing you found out it in time.
     
    Iggyearl likes this.

Share This Page