Charles and Deb, thanks for the info on the grid. Of course I want Orlando in March and Phoenix in October. Does anyone know if the grid goes away during flexchange? I have an AC right now that expires in January and can't say I'm seeing a lot with it. Perhaps xyz is more valuable. My upcoming exchanges didn't qualify because I used an AC for one and an expiring lockoff for the other. The II rep said something about not qualifying for an xyz because my original deposit expired before the time I wanted the xyz exchange.