I was curious because I purchased Apple Care with the first Mac I purchased (a regular MacBook - plain white case) but I found that as I used it, it really became a glorified desktop system. I never really put the unit at risk (as much anyway) by using it as a laptop all that frequently. The second Apple product I purchased was the Mac Mini (late 2012) which I still use but I did not purchase Apple Care on the Mini. As I recall, the price for Apple Care on the Mini was quite high and not fiscally reasonable to me.
AppleCare+ for Mac mini is $99.
FWIW, my recommendation is that a manufacturer supplied warranty (which is typically easier and faster to handle warranty items vs any third party service) is worth 10-20% of the original product cost. So, if a well configured MacBook Air (for example) is $1900 (before tax) and AppleCare+ is $249, I would buy it. Occasionally you can also find AppleCare on sale for less from third party providers.
I am a big fan of the Mini (partially because I already had the other peripherals needed to use the Mini) as it has served me well for going on 7 years. A recent upgrade to a SSD likely means I can get a full decade of service from the Mini. Obviously, the Mini has fulfilled my needs quite well.
I do recall having some issues with the MacBook and Apple support was (and I suspect still is) top notch. In further considering this, I wonder with the better technology in portable computers these days (thinking fewer moving parts, less heat generated, better hard drives, etc) is resulting in fewer Apple Care sales.
I don't have numbers, but it wouldn't surprise me if they continue to decrease the percentage of AppleCare incidents.
Whatever the answer to that is, clearly the first and most important consideration is how (and where) a user will utilize what they purchase.
Thanks for the insight.
I view Apple Care as a form of insurance . To me, insurance is to cover catastrophic costs that I could not recoup from. A damaged laptop doesn't fall into that category. But I get the thinking that once incident would make it worthwhile.
That's a justified perspective, and one that I share for most purchases. With Apple products, I tend to purchase the AppleCare extended warranty for many reasons.
With a very high deductible IMO.
FWIW, this is the standard AppleCare+ statement:
Every Mac comes with a
one-year limited warranty and up to 90 days of
complimentary technical support. AppleCare+ for Mac extends your coverage to three years from your AppleCare+ purchase date and adds up to two incidents of accidental damage coverage, each subject to a service fee of $99 for screen damage or external enclosure damage, or $299 for other damage, plus applicable tax. In addition, you'll get 24/7 priority access to Apple experts via chat or phone.(2)
For me, the most important aspect of AppleCare is not in case I drop my MacBook Pro, but if there is a problem with a component requiring an extensive repair. It's not all that uncommon for logic board or other components to need replacement, and without the warranty the cost would easily be ~$500+. On occasion, I've found some stores able to discount the out of warranty repair cost (they have certain policies and ability to discount for phone repairs, in particular) but I don't want the hassle. It's worth it to me to know that if something goes wrong with the computer I can simply take it to any Apple or Apple authorized service center in the world and get it repaired.
AppleCare:
https://www.apple.com/support/products/